10975 SW 107th ST. # 202, Kendall FL 33176, KENDALL, FL, 33176
Active115 days on marketListed Apr 16, 2026MLS #A12002305
About this home
10975 SW 107th ST. # 202, Kendall FL 33176
The Gardens of Kendall is a community consist of 5 small gardens type building with 3 floors but it elevators. located right across Miami-Dade College Kendall campus which makes this an excellent location location near major highways, supermarket, and shopping centers we called the coral gables of Kendall it is n ice and quiet family oriented. This unit has split bedroom plan, recently the kitchen and bath cabinets were remoled it has ceramic floors and a balcony with an assigned parking spot right in front of the unit. there is a community pool and clubhouse, tennis courts, and picnic area lots of tress make this community very pleasant to live. Security guard on duty at night. hurry up great opportunity priced right lowest priced in Gardens of Kendall Owner extremely motivated. bring your offer today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
936
Sqft
1979
Year built
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.4%
Days on market
115 vs 48 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kendall
Get to know Kendall. See the full Kendall guide →
KENDALL 33176 — neighborhood snapshot
Population
52,190
Median age
41.3
Median income
$80,437
Median home value
$568,400
Avg household
2.7
Households w/ children
5,601
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kendall market
$205K → $205K
Kendall median sold, yr/yr
This home is listed 2% above the KENDALL 33176 median. See the full Kendall market guide →
Paper trail
This home's history
Reality check
What actually sold near 10975 SW 107th ST. # 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$470,000
11117 SW 122ND CT, Miami FL 33186
3 bd · 1 ba · 1,015 sqft · $463/sqft · 81 DOM
Sold · Dec ’25$495,000
11306 SW 114 Cir Ter, Miami FL 33176
2 bd · 2 ba · 1,080 sqft · $458/sqft · 54 DOM
Sold · Sep ’25$460,000
11308 SW 114th Cir Ter, Miami FL 33176
2 bd · 2 ba · 1,080 sqft · $426/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10975 SW 107th ST. # 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10975 SW 107th ST. # 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10975 SW 107th ST. # 202 FAQs
What would the monthly payment be for 10975 SW 107th ST. # 202, Kendall FL 33176?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,665/mo — principal and interest, the actual property-tax bill, the $629/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10975 SW 107th ST. # 202, Kendall FL 33176?+
The association fee works out to $629 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10975 SW 107th ST. # 202, Kendall FL 33176?+
The most recent tax bill on record (2025) was $3,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10975 SW 107th ST. # 202, Kendall FL 33176?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kendall?+
At $249,000, this home is listed about 67% below the Kendall median of $750,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10975 SW 107th ST. # 202, Kendall FL 33176?+
Leewood K-8 Center (elementary), Miami Killian Senior High School (high), Palmetto Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Garden View views
The garden view view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $629/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
115 days on market against a Kendall median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Leewood K-8 Center, Miami Killian Senior High School, Palmetto Middle School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Leewood K-8 Center rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $259,000, now $249,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Locations Realty, LLC. · Ivan Marin. MLS #A12002305.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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