1002 Snapper Ln, Key Largo FL 33037, KEY LARGO, FL, 33037
Active128 days on marketListed Mar 30, 2026MLS #A11991764
About this home
1002 Snapper Ln, Key Largo FL 33037
Brand-new luxury oceanfront estate in Key Largo with over 300 ft of water frontage and sweeping open-water views. Built by renowned Nivar Group, this newly completed residence offers elite craftsmanship and a private alternative to Ocean Reef living. Features include 4 spacious bedrooms with ensuite baths, a private office or optional 5th bedroom, and a guest half bath. The expansive primary suite offers custom his-and-hers walk-in closets with built-ins. Open-concept living spaces capture stunning ocean views and seamless indoor-outdoor living. Chef’s kitchen equipped with premium Sub-Zero and Wolf appliances. Outdoor amenities include a resort-style pool and spa overlooking the Atlantic. Boating enthusiasts will appreciate multiple dockage options, including a cut-in dock with 12,000 lb lift, an additional 24,000 lb lift, and a dedicated loading dock for easy ocean access. Additional highlights include a private elevator, enclosed ground level for storage or entertaining, and whole-home generator. Exceptional waterfront living in the Florida Keys.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,490
Sqft
4
Garage
2026
Year built
$1,920
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$40,296 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$40,296/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Key Largo actives
$1,920 vs $723
Days on market
128 vs 71 typical
Where $1,920/sqft sits among the 110 Key Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Key Largo
Get to know Key Largo. See the full Key Largo guide →
KEY LARGO 33037 — neighborhood snapshot
Population
13,674
Median age
54.2
Median income
$80,911
Median home value
$660,700
Avg household
2.34
Households w/ children
999
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
10 of 110
Key Largo actives have cut their price
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 864% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1002 Snapper Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1002 Snapper Ln — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1002 Snapper Ln FAQs
What would the monthly payment be for 1002 Snapper Ln, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $40,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1002 Snapper Ln, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $17,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1002 Snapper Ln, Key Largo FL 33037?+
The listing reports pets: More Than 20 Lbs. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Largo?+
At $6,700,000, this home is listed about 664% above the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1002 Snapper Ln, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$6,700,000 runs 864% above the KEY LARGO 33037 median — but at 3,490 sqft it's also nearly twice the size of the typical Key Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $7,299,000, now $6,700,000 — a $599K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of American Caribbean Real Estate · Brooke Vega. MLS #A11991764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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