258 Caribbean Dr, Key Largo FL 33037, KEY LARGO, FL, 33037
Active198 days on marketListed Jan 21, 2026MLS #A11950181
About this home
258 Caribbean Dr, Key Largo FL 33037
Pictures are coming soon.The picture is a Rendering image.Brand-new waterfront construction featuring 6 bedrooms and 7.5 bathrooms with a modern open-concept design. This residence offers high-quality finishes throughout, including a chef's kitchen with premium Sub-Zero appliances. Built with efficiency and durability in mind, the home includes a metal roof, solar panels, and a water cistern system. Outdoor amenities include a resort-style pool, expansive covered entertaining areas, a 65-foot dock, and a tackle room--ideal for boating and waterfront living. A rare opportunity to own a luxury new construction combining modern design, high-end materials, and eco-conscious features.
Facts & features
The home at a glance
6
Bedrooms
7.5
Bathrooms
1
Garage
2026
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$32,577 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$32,577/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Port Largo
Get to know Key Largo. See the full Key Largo guide →
Port Largo — neighborhood snapshot
Population
1,184
Median age
52
Median income
$136,045
Median home value
$849,100
Avg household
2
Households w/ children
78%
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Largo market
$1.1M → $910K
Key Largo median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, Key Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 691% above the KEY LARGO 33037 median. See the full Key Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 258 Caribbean Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$2,100,000
392 Laguna Ave, Key Largo FL 33037
5 bd · 3 ba · 204 sqft · $10,294/sqft · 82 DOM
Sold · Jun ’26$910,000
34 Seagate Blvd, Key Largo FL 33037
5 bd · 3 ba · 2,912 sqft · $313/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 258 Caribbean Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 258 Caribbean Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
258 Caribbean Dr FAQs
What would the monthly payment be for 258 Caribbean Dr, Key Largo FL 33037?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $32,577/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 258 Caribbean Dr, Key Largo FL 33037?+
The most recent tax bill on record (2025) was $8,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Key Largo?+
At $5,500,000, this home is listed about 527% above the Key Largo median of $877,000. The market section on this page shows how the area is trending.
Which schools are assigned to 258 Caribbean Dr, Key Largo FL 33037?+
Coral Shores High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$5,500,000 runs 691% above the KEY LARGO 33037 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
198 days on market against a Key Largo median of 71 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $5,950,000, now $5,500,000 — a $450K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Golden International Realty Corp · Merlin Perez. MLS #A11950181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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