4120 Palomino Dr, Sebring FL 33875, SEBRING, FL, 33875
Active168 days on marketListed Feb 19, 2026MLS #A11968241
About this home
4120 Palomino Dr, Sebring FL 33875
Nestled on 2.50 acres in the desirable Somervale Downs community, this unique estate offers privacy, space, and versatility. The main residence features 3 bedrooms, 3 bathrooms, and approximately 2,665 square feet of living area, with spacious interiors, vaulted ceilings, and abundant natural light throughout. Total Sq 3,697. The property includes valuable additional legal improvements, including a detached carport and a detached storage structure, providing excellent functionality for equipment storage or workshop use. The expansive lot offers endless possibilities for agricultural, recreational, or residential enjoyment. Located in a peaceful rural setting while still conveniently accessible to local amenities, this property is ideal for buyers seeking space, privacy, and flexibility.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2
Garage
1997
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,607 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,607/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $303K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1679% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4120 Palomino Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$620,000
9620 PAYNE ROAD
3 bd · 2.5 ba · 3,010 sqft · $206/sqft · 96 DOM
Sold · Jun ’26$735,000
9680 PAYNE ROAD
4 bd · 3.5 ba · 3,441 sqft · $214/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4120 Palomino Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4120 Palomino Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4120 Palomino Dr FAQs
What would the monthly payment be for 4120 Palomino Dr, Sebring FL 33875?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,607/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4120 Palomino Dr, Sebring FL 33875?+
The most recent tax bill on record (2025) was $3,543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $498,000, this home is listed about 67% above the Sebring median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4120 Palomino Dr, Sebring FL 33875?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$498,000 runs 1679% above the SEBRING 33875 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
168 days on market against a Sebring median of 72 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $670,000, now $498,000 — a $172K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Eagle Realty of South Florida · Maria Martinez. MLS #A11968241.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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