424 Holly Drive, Sebring FL 33876, SEBRING, FL, 33876
Active540 days on marketListed Feb 12, 2025MLS #R11061781
About this home
424 Holly Drive, Sebring FL 33876
Owner Cordially Welcomes Discerning Proposals - Presented for Purchase or Lease. Purchase Without, Lease with Furnishings. Step into a world of refined comfort and discerning style in the prestigious Spring Lake community of Sebring. An exceptional offering awaits in the prestigious Spring Lake enclave of Sebring. Thoughtfully positioned at $3,300 to reflect its exceptional value, this impeccably presented three-bedroom, two-bathroom residence complete with a private pool invites you to refined Florida living. Immediately available, the home is tailored for those with a taste for timeless elegance and modern comfort. Highlights include a state-of-the-art security system and a newly installed Reverse Osmosis (RO) water filtration system ensuring a lifestyle of ease. From the beautifully landscaped entry to the gracious open-air porch, every detail has been carefully considered. The curb appeal is as captivating as the interior where elegance, warmth, and comfort come together in perfect harmony. The home's captivating curb appeal begins with a beautifully landscaped entrance, leading to a stately open porch an inviting prelude to the elegance within. Step inside, and you are welcomed into a spacious living area, with a dedicated dining room to the right, a central sitting room, and a versatile bonus room to the left, accentuated by tasteful plant shelves. The sense of space and light is truly remarkable. The kitchen, bathed in natural light, features a charming breakfast nook, a stylish bar area with recessed lighting, and an abundance of cabinetry and pantry space perfectly designed for both functionality and refined living. This is an exceptional opportunity to own a distinguished home in one of Sebring's most desirable locations where luxury, security, and effortless elegance come together in perfect harmony.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,125
Sqft
0.36 ac
Lot size
2
Garage
1996
Year built
1
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$231 vs $185
Days on market
540 vs 72 typical
Where $231/sqft sits among the 205 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
SEBRING 33876 — neighborhood snapshot
Population
7,378
Median age
54.4
Median income
$55,490
Median home value
$161,500
Avg household
2.65
Households w/ children
451
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $303K
Sebring median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
97 of 205
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 718% above the SEBRING 33876 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 Holly Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$325,000
1015 DUANE PALMER BOULEVARD · same community
3 bd · 2.5 ba · 1,650 sqft · $197/sqft · 95 DOM
Sold · Sep ’25$315,000
516 IVY DRIVE · same community
3 bd · 2 ba · 1,612 sqft · $195/sqft · 19 DOM
Sold · May ’26$270,000
624 Woodmont Street, Sebring FL 33876 · same community
3 bd · 2 ba · 1,261 sqft · $214/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 424 Holly Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 Holly Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
424 Holly Drive FAQs
What would the monthly payment be for 424 Holly Drive, Sebring FL 33876?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,443/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 424 Holly Drive, Sebring FL 33876?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 424 Holly Drive, Sebring FL 33876?+
The most recent tax bill on record (2024) was $1,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 424 Holly Drive, Sebring FL 33876 be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 424 Holly Drive, Sebring FL 33876?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $490,000, this home is listed about 64% above the Sebring median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 424 Holly Drive, Sebring FL 33876?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$490,000 runs 718% above the SEBRING 33876 median — but at 2,125 sqft it's also 37% larger than the typical Sebring listing.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
540 days on market against a Sebring median of 72 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $540,000, now $490,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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