7026 Harbor Village Dr, Duck FL 33050, DUCK, FL, 33050
Active177 days on marketListed Feb 16, 2026MLS #A11965315
About this home
7026 Harbor Village Dr, Duck FL 33050
Recently updated throughout, featuring a completely renovated spa/jacuzzi installation, brand new tile flooring throughout the entire unit, and freshly painted interior and exterior walls. Plantation shutters enhance the interior, while updated interior doors and modern hardware add a refined touch. The open layout offers tile flooring on the main level and wood laminate upstairs. The spa pool has been refinished and retiled, complemented by elegant tile accents along the surrounding privacy wall. Enjoy the private patio with landscape lighting, outdoor shower, and roll-down/accordion shutters for added protection. The kitchen features white cabinetry, a stylish backsplash, stainless steel appliances, and granite countertops. A motorized shade with a remote control along the sliding doors provides privacy and shade. Conveniently located next to the Fishing and Walking Pier access. Offered fully furnished with a few exclusions. Owners may enjoy the amenities of Hawk's Cay Resort with participation in the resort management program.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
900
Sqft
1999
Year built
$710
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,948 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,948/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Duck actives
$710 vs $763
Days on market
177 vs 110 typical
Where $710/sqft sits among the 6 Duck actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Duck
Get to know Duck. See the full Duck guide →
DUCK 33050 — neighborhood snapshot
Population
10,586
Median age
48.1
Median income
$83,243
Median home value
$705,600
Avg household
2.44
Households w/ children
995
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Duck market
$615K → $615K
Duck median sold, yr/yr
0 of 6
Duck actives have cut their price
Paper trail
This home's history
Reality check
What actually sold near 7026 Harbor Village Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$615,000
5075 Sunset Village Dr, Duck FL 33050 · same community
2 bd · 2.5 ba · 900 sqft · $683/sqft · 62 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7026 Harbor Village Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7026 Harbor Village Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7026 Harbor Village Dr FAQs
What would the monthly payment be for 7026 Harbor Village Dr, Duck FL 33050?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,948/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7026 Harbor Village Dr, Duck FL 33050?+
The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7026 Harbor Village Dr, Duck FL 33050?+
The most recent tax bill on record (2025) was $6,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7026 Harbor Village Dr, Duck FL 33050?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Duck?+
At $639,000, this home is priced right at the Duck median.
Which schools are assigned to 7026 Harbor Village Dr, Duck FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $639,900, now $639,000 — a $900 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Keller Williams Realty International Lifestyles · Lumey Gonzalez PA. MLS #A11965315.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Duck homes, in your inbox
Like 7026 Harbor Village Dr, Duck FL 33050 but not quite? A daily digest of every new listing in Duck — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →