David Ramirez
Map of Duck, Florida

Homes for sale in

Duck, Florida

Florida Keys living where the water is the whole point

7

Homes for sale

$639,000

Median list price

$893

Avg price / sqft

110

Median days on market

Duck sits in the Florida Keys within Monroe County, and the appeal here is straightforward: nearly every home is oriented toward the water. Of the handful of properties on the market, most are waterfront homes, and the housing mix leans toward townhomes over standalone houses. This is a place built around boating, fishing, and easy access to the Atlantic and the Gulf.

The market is small and specialized. With just 7 active listings and a median list price of $639,000 — running all the way up to $3,000,000 — buyers should expect limited but distinct choices, ranging from compact townhomes & condos to luxury homes ($1m+). Homes tend to sit a while at a median of 110 days, so patient, prepared buyers have room to negotiate, though sellers still fetched 98% of asking over the past year.

Duck is in Monroe County, Florida.

30-minute drive area around Duck

Within a 30-minute drive

Quick facts

$595,000$3.0M price range

900 sqft median home

$10,000/mo median rent

Leans buyer right now

Fresh on the market

Newest homes in Duck

View all 7 homes →

7 of 7 active listings shown

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Find your fit

Most popular Duck searches

The numbers that matter

The Duck market

Leans buyer

21.0 months of inventory

Seller’s marketBuyer’s market

Inventory is building — buyers have leverage and time.

2

Sold, last 12 months

$1,307,500

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

119 days

Median time to sell

Duck vs Monroe County

Median list price

Duck$639K
Monroe Co.$925K

Price per sqft

Duck$893
Monroe Co.$986

Days on market

Duck110d
Monroe Co.84d

Live Stellar MLS data — listings and closed sales in Duck, FL. Rolling medians smooth single-month swings in thin markets.

Beyond the listings

Living in Duck

01

Water at the center

Six of the seven active listings are waterfront, so a boat slip or dock is the norm rather than the exception.

02

Townhome-heavy inventory

The active mix is five townhomes and two single-family homes, making [townhomes & condos](/area/duck-fl/townhomes-condos) the practical entry point.

03

The Villas at Hawks Cay

This is the notable named community here, anchoring much of the townhouse inventory.

04

A true buyer's pace

With a 110-day median time on market, there's rarely pressure to rush a decision.

05

Compact, premium footprints

The median home is about 900 sqft at roughly $893 per square foot, reflecting a market where location outweighs size.

What it really costs

Owning here

Owning the median Duck home

$4,081/mo

Principal & interest $3,367
Property tax $504
Insurance (est.) $210

$639,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

0%

In a FEMA flood zone

Most homes here sit outside high-risk zones

$10,000/mo

Median rent

1 homes for rent right now

Straight answers

Duck real estate FAQs

Is Duck, Florida a good place to live?+

If waterfront life is your priority, Duck delivers — six of seven current listings sit directly on the water, and boating and fishing are woven into daily life. It's a small, quiet Keys community rather than a big-town setting, so it suits buyers who want water access over bustle.

Is Duck an expensive place to buy?+

It's a premium market: the median list price is $639,000 and the average is about $893 per square foot. Homes over $1 million are part of the mix, and you can browse by price to see where entry-level options land.

What do homes cost in Duck?+

Active listings range from $595,000 to $3,000,000, with a median list price of $639,000. Over the past 12 months, two homes sold at a median of $1,307,500, so closed prices reflect the higher, waterfront-heavy end of the inventory.

How is the Duck real estate market right now?+

It's a small, slow-moving market with 7 active listings and a median of 110 days on market. That said, sellers averaged 98% of asking price on recent sales, so well-priced waterfront homes still hold their value.

What about HOA fees and property taxes in Duck?+

Median property tax runs about $6,044 per year, and HOA figures aren't consistently reported for the current listings. Because townhomes dominate — including communities like The Villas at Hawks Cay — check each listing's association details, since dues can vary meaningfully.

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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