10810 S Ocean Dr, Jensen Beach FL 34957, JENSEN BEACH, FL, 34957
Active267 days on marketListed Nov 19, 2025MLS #A11916948
About this home
10810 S Ocean Dr, Jensen Beach FL 34957
One-of-a-kind oceanfront opportunity on South Hutchinson Island. This rare 1-acre direct-ocean property in St. Lucie County is zoned for multiple residential units, offering exceptional flexibility for luxury estates, multi-family development, or a signature coastal compound. Positioned in the heart of South Hutchinson Island, you’re just 5 minutes to downtown Jensen Beach, 15 minutes to historic downtown Stuart, and surrounded by vibrant dining, beaches, marinas, and year-round activity. This corridor is one of the fastest-growing coastal markets in the United States, making oceanfront acreage of this size and zoning nearly impossible to find. Attached proposed concept plan available
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$27,946 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,946/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Jensen Beach
Get to know Jensen Beach. See the full Jensen Beach guide →
JENSEN BEACH 34957 — neighborhood snapshot
Population
23,094
Median age
58.5
Median income
$65,658
Median home value
$378,500
Avg household
2.05
Households w/ children
1,635
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jensen Beach market
$476K → $475K
Jensen Beach median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Jensen Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1483% above the JENSEN BEACH 34957 median. See the full Jensen Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 10810 S Ocean Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$250,000
903 S 27th Street, Fort Pierce FL 34947 · same community
2 bd · 1 ba · 1,080 sqft · $231/sqft · 235 DOM
Sold · Jan ’26$190,000
328 OLD PENIEL ROAD · same community
3 bd · 2 ba · 1,350 sqft · $141/sqft · 86 DOM
Sold · Apr ’26$379,900
23334 BRANDY ROAD · same community
3 bd · 2 ba · 1,392 sqft · $273/sqft · 217 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10810 S Ocean Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10810 S Ocean Dr — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10810 S Ocean Dr FAQs
What would the monthly payment be for 10810 S Ocean Dr, Jensen Beach FL 34957?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,946/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10810 S Ocean Dr, Jensen Beach FL 34957?+
The most recent tax bill on record (2025) was $39,109. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jensen Beach?+
At $4,250,000, this home is listed about 845% above the Jensen Beach median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10810 S Ocean Dr, Jensen Beach FL 34957?+
Jensen Beach High School (high), Jensen Beach Elementary School (elementary), Stuart Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,250,000 runs 1483% above the JENSEN BEACH 34957 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
267 days on market against a Jensen Beach median of 75 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Jensen Beach High School, Jensen Beach Elementary School, Stuart Middle School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LoKation · Natalia Karam. MLS #A11916948.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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