1360 S STATE ROAD 19, PALATKA, FL, 32177
Active418 days on marketListed Jun 9, 2025MLS #OM703128
About this home
1360 S STATE ROAD 19
Scenic 70+ Acre Farmstead with Private Home & Agricultural Opportunity Welcome to your own slice of Old Florida paradise! This stunning 70+acre farm offers an idyllic rural lifestyle, surrounded by majestic Oak trees and lush green pastures lining both sides of the private driveway. These timeless Oaks not only provide scenic beauty but also provide cooling shade for your horses, cattle, or other farm animals during hot summer days. The back of the property transitions into a more wooded landscape, interspersed with open clearings and low-lying areas that hold water seasonally - ideal for wildlife, small ponds, or natural habitat preservation. It's a perfect setting for trail rides, nature walks, or simply enjoying the peace and quiet of country life. Private & Solidly Built Tucked away in the heard of the property, the concrete block home with coquina stucco overlay offers both privacy and durability. With a spacious 3-bedroom, 2-bathroom layout spanning 1,920 sq ft, this split bedroom plan provides a comfortable and functional living space: -Large master suite with two walk-in closets and private bath -Two additional bedrooms, each with walk-in closets, one with private access to the guest bath -Open great room with brick wood-burning fireplace, perfect for cozy nights -Dining area adjacent to the kitchen - French doors provide easy access to a screened-in back porch -Covered front porch offering peaceful views of the pastures -Built-in attic fan to pull in fresh air on breezy days Land Use & Location This property is zoned agricultural, allowing for a wide range of uses, from farming and livestock to equestrian and homesteading lifestyles. Additionally, it carries a Future Land Use (FLU) designation of Urban Reserve (UR), providing potential for future subdivision and development. Convenient Location Despite its peaceful, rural feel, the farm is ideally situated just a short drive from key outdoor and recreational destinations: -St. Johns River boat ramp in downtown Palatka Ocklawaha River, Salt Springs, Silver Springs - Multiple State Parks and public lands for hiking, hunting or riding. Bring your tractors, trailers, and toys - there's ample space for equipment, barns or even additional outbuildings. This hidden gem is more than just a home - it's a lifestyle of freedom, space and possibility. Whether you're looking to farm, invest, develop, or simply retreat into nature, this property offers endless potential. Schedule your private tour today and experience the beauty of Old Florida living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,920
Sqft
70.66 ac
Lot size
1983
Year built
One
Levels
$729
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,809 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,809/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs METES AND BOUNDS
$729 vs $391
Days on market
418 vs 42 typical
Where $729/sqft sits among the 49 homes for sale in METES AND BOUNDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$182K → $279K
Palatka median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
7 of 49
METES AND BOUNDS have cut their price
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 945% above the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 1360 S STATE ROAD 19
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$660,000
101 ORANGE STREET · same community
3 bd · 2.5 ba · 1,920 sqft · $344/sqft · 50 DOM
Sold · Nov ’25$1,080,000
16225 BELLAMY BROTHERS BOULEVARD · same community
3 bd · 2 ba · 1,860 sqft · $581/sqft · 45 DOM
Sold · Apr ’26$650,000
14182 SW 161ST ST · same community
3 bd · 2 ba · 1,755 sqft · $370/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1360 S STATE ROAD 19 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1360 S STATE ROAD 19 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1360 S STATE ROAD 19 FAQs
What would the monthly payment be for 1360 S STATE ROAD 19?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,809/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1360 S STATE ROAD 19?+
The most recent tax bill on record (2024) was $6,846. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $1,399,900, this home is listed about 439% above the Palatka median of $259,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1360 S STATE ROAD 19?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,399,900 runs 945% above the PALATKA 32177 median — but at 1,920 sqft it's also 25% larger than the typical Palatka listing.
02Time on market is leverage
418 days on market against a Palatka median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,499,900, now $1,399,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Kimberly Morris. MLS #OM703128.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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