813 Hawksbill Ln, Sugarloaf FL 33042, SUGARLOAF, FL, 33042
Active348 days on marketListed Aug 28, 2025MLS #A11858417
About this home
813 Hawksbill Ln, Sugarloaf FL 33042
Charming 2BR/2BA Keys home on Upper Sugarloaf. FULL HOUSE GENERATOR WITH TRANSFER SWITCH, Built on sturdy concrete pilings with Hardie board siding and a metal roof, Large workshop, storage space on first level with Laundry room, this three-story retreat of island living. Inside, you’ll find bright, cozy interiors with bamboo and ceramic tile floors and open living spaces for the relaxed Keys lifestyle. What truly sets this property apart is its rare private boat ramp on a deep-water canal with a boat lift—a feature difficult to replicate under today’s strict permitting process. Enjoy quick access to the open waters. Lot also provides plenty of room oasis to add a pool overlooking the canal. Whether as a full-time residence or vacation escape.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
1982
Year built
$883
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,869 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,869/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sugarloaf Key
Get to know Sugarloaf. See the full Sugarloaf guide →
Sugarloaf Key — neighborhood snapshot
Population
1,475
Median age
48
Median income
$120,391
Median home value
$733,747
Avg household
2
Households w/ children
174
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sugarloaf market
$560K → $560K
Sugarloaf median sold, yr/yr
This home is listed 15% above the SUGARLOAF 33042 median. See the full Sugarloaf market guide →
Paper trail
This home's history
Reality check
What actually sold near 813 Hawksbill Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$560,000
Nearby listing
2 bd · 2 ba · 1,129 sqft · $496/sqft · 207 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 813 Hawksbill Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 813 Hawksbill Ln — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
813 Hawksbill Ln FAQs
What would the monthly payment be for 813 Hawksbill Ln, Sugarloaf FL 33042?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 813 Hawksbill Ln, Sugarloaf FL 33042?+
The most recent tax bill on record (2024) was $6,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sugarloaf?+
At $890,000, this home is priced right at the Sugarloaf median.
Which schools are assigned to 813 Hawksbill Ln, Sugarloaf FL 33042?+
Key West High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$890,000 runs 15% above the SUGARLOAF 33042 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $910,000, now $890,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of Douglas Elliman · Guadalupe Perez. MLS #A11858417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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