David Ramirez
Map of Sugarloaf, Florida

Homes for sale in

Sugarloaf, Florida

Lower Keys living between Key West and the bridges

1

Homes for sale

$890,000

Median list price

$883

Avg price / sqft

304

Median days on market

Sugarloaf Key sits in the Lower Keys, a stretch of quiet islands along the Overseas Highway where the pace slows and the water is never far from view. This is boating and fishing country — homes here tend to be single-family homes on or near canals, and Key West is a short, palm-lined drive down US-1. It's part of Monroe County, which means island rhythms, salt air, and a tight-knit local feel rather than resort crowds.

Inventory here is genuinely scarce: there's currently just one active listing, priced at $890,000, and it's been sitting for 304 days. Over the past year only five homes sold, at a median of $1,550,000 with sellers collecting about 95% of their asking price. If you're serious about buying in Sugarloaf, patience matters — you'll want to watch just reduced listings and open houses this week closely, because the right home doesn't come up often.

Sugarloaf is in Monroe County, Florida.

30-minute drive area around Sugarloaf

Within a 30-minute drive

Quick facts

$890,000$890K price range

1,008 sqft median home

$4,500/mo median rent

Leans seller right now

Fresh on the market

Newest homes in Sugarloaf

View all 1 homes →

1 of 1 active listings shown

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Find your fit

Most popular Sugarloaf searches

The numbers that matter

The Sugarloaf market

Leans seller

3.0 months of inventory

Seller’s marketBuyer’s market

Demand still outpaces supply, but buyers have a little more room.

5

Sold, last 12 months

$1,550,000

Median sold price

95%

Sale-to-list ratio

What sellers actually get vs asking

103 days

Median time to sell

Sugarloaf vs Monroe County

Median list price

Sugarloaf$890K
Monroe Co.$925K

Price per sqft

Sugarloaf$883
Monroe Co.$986

Days on market

Sugarloaf304d
Monroe Co.84d

Live Stellar MLS data — listings and closed sales in Sugarloaf, FL. Rolling medians smooth single-month swings in thin markets.

What it really costs

Owning here

Owning the median Sugarloaf home

$5,472/mo

Principal & interest $4,689
Property tax $573
Insurance (est.) $210

$890,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

0%

In a FEMA flood zone

Most homes here sit outside high-risk zones

$4,500/mo

Median rent

1 homes for rent right now

Keep exploring

Nearby areas

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.

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