1685 20th Ave SW, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active364 days on marketListed Aug 13, 2025MLS #A11858057
About this home
1685 20th Ave SW, Vero Beach FL 32962
Fully Renovated 4-Bed, 2-Bath Vero Beach Gem – With an a vacant lot Fall in love the moment you step inside this beautifully updated 4-bedroom, 2-bathroom home at Every detail has been thoughtfully designed — from the brand-new kitchen with gleaming stainless steel appliances to the stylishly renovated bathrooms. A new water heater keeps everything running efficiently, and impact windows -to be installed before closing- will give you peace of mind for years to come. The home is currently rented through February 2028. But here’s the real plus: this property comes with a second connected lot! Whether you imagine a tropical backyard oasis, a guest house, space for all your toys, or simply extra breathing room — the possibilities are endless.Two lots. One price. Endless potential. Come see it before it’s gone!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,750
Sqft
1
Garage
1986
Year built
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,341 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,341/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs Vero Beach actives
$174 vs $249
Days on market
364 vs 58 typical
Where $174/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oslo Park
Get to know Vero Beach. See the full Vero Beach guide →
Oslo Park — neighborhood snapshot
Population
1,018
Median age
26
Median income
$49,809
Median home value
$219,112
Avg household
4
Households w/ children
90%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
48 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1685 20th Ave SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$279,900
1615 20th Avenue SW, Vero Beach FL 32962 · same community
2 bd · 2 ba · 1,270 sqft · $220/sqft · 37 DOM
Sold · Aug ’25$265,000
1545 22nd Avenue SW, Vero Beach FL 32962 · same community
3 bd · 2 ba · 938 sqft · $283/sqft · 71 DOM
Sold · Mar ’26$377,000
Nearby listing
3 bd · 2 ba · 1,719 sqft · $219/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1685 20th Ave SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1685 20th Ave SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1685 20th Ave SW FAQs
What would the monthly payment be for 1685 20th Ave SW, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,341/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1685 20th Ave SW, Vero Beach FL 32962?+
The most recent tax bill on record (2024) was $3,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Vero Beach?+
At $305,000, this home is listed about 32% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1685 20th Ave SW, Vero Beach FL 32962?+
Oslo Middle School (middle), Citrus Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$305,000 runs 77% above the VERO BEACH 32962 median.
02Other views
The other view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
364 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $370,000, now $305,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Urban Group and Associates,LLC · Lisa Krumsieck. MLS #A11858057.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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