David Ramirez
$699,000$818,0002 bd2 ba$5,303 /mo all-in ↓

72 S 7 # 112, Naples FL 34102, NAPLES, FL, 34102

Active355 days on marketListed Aug 11, 2025MLS #A11843052

Reduced $119KPrivate poolCondominiumPARK TERRACE CLUB CONDOMIN

About this home

72 S 7 # 112, Naples FL 34102

Old Naples, exceptional 2/2 apt nestled in the heart of Olde Naples. COMPLETED REMODELLED. All NEW impact windows. All New stainless appliances. Unit in first floor, corner unit is just steps away from the 5th Ave and a walking distance to the beach.. Can be sold with or without furniture. The master bed walk-in closet with a Hotel safe box, full bath with a shower. The second bedroom, full bathroom. ONLY apartment in the building with Full-size W/D INSIDE the unit. Min rental period 1 month, 4 times a year. Screen balcony, with the pool a few feet away. Assigned parking space and ample guest parking. This prime location offers multitude of restaurants, upscale shopping, and entertainment options. For your daily grocery needs, Wynn's boutique gourmet market is just a block away. Naples Hospital is also within a three-block radius

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1968

Year built

Private poolPool Area View view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Washer
InteriorFirst Floor Entry · Storage
CoolingCeiling Fan(s) · Electric
HeatingCentral

Outside & construction

ConstructionCBS Construction
ViewPool Area View
ParkingAdditional Spaces Available · Assigned

Community & fees

HOA fee$849/mo
Taxes (2024)$3,117/yr
PetsNo, Restrictions Or Possible Restrictions

Utilities & systems

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,303 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2024 actual bill$260
Condo fee — from the listing$849
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$5,303/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$260
HOA / condo fee$849
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Trail Acres

Map of 72 S 7 # 112, Naples FL 34102 inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Trail Acres — neighborhood snapshot

Population

1,063

Median age

50

Median income

$61,645

Median home value

$425,900

Avg household

2

Households w/ children

59%

For the school run

Collier County School District

HighLely High School★★★★★
ElementaryManatee Elementary School★★★★★
MiddleManatee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $699,000 $119K
Aug 11, 2025Listed at $818,000 · 355 days on market since
1968Built · PARK TERRACE CLUB CONDOMIN

Reality check

What actually sold near 72 S 7 # 112

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1154 Penrose CT, Naples FL 34113Sold · Aug ’25

$436,500

1154 Penrose CT, Naples FL 34113

3 bd · 2.5 ba · 12 DOM

5211 MAPLE LANESold · Jul ’26

$315,000

5211 MAPLE LANE

3 bd · 2 ba · 1,112 sqft · $283/sqft · 13 DOM

5309 WARREN STREETSold · Sep ’25

$433,000

5309 WARREN STREET

3 bd · 2 ba · 1,451 sqft · $298/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 72 S 7 # 112 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 72 S 7 # 112 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

72 S 7 # 112 FAQs

What would the monthly payment be for 72 S 7 # 112, Naples FL 34102?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,303/mo — principal and interest, the actual property-tax bill, the $849/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 72 S 7 # 112, Naples FL 34102?+

The association fee works out to $849 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 72 S 7 # 112, Naples FL 34102?+

The most recent tax bill on record (2024) was $3,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 72 S 7 # 112, Naples FL 34102?+

The listing reports pets: No, Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Naples?+

At $699,000, this home is listed about 28% above the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to 72 S 7 # 112, Naples FL 34102?+

Lely High School (high), Manatee Elementary School (elementary), Manatee Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Know the monthly fee

The association fee is $849/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

355 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $818,000, now $699,000 — a $119K cut. The full history is in the market section below.

Listing courtesy of United Realty Group Inc · Claudia Boeri PA. MLS #A11843052.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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