David Ramirez

00 SW 31 STREET, NAPLES, FL, 34117

Active24 days on marketListed Jul 9, 2026MLS #TB8527582

GOLDEN GATE ESTATE UNIT 15

About this home

00 SW 31 STREET

RARE 5-ACRE OPPORTUNITY IN NAPLES! Build your dream home, create an estate-style property, or explore the potential to divide the property into two 2.5-acre parcels, subject to zoning, permitting, and county approval. Located in Golden Gate Estates, this property offers approximately 5 acres of land with convenient access to Vanderbilt Beach Rd and Naples amenities. Enjoy access to Gulf beaches, boating, fishing, outdoor recreation, golf, shopping, dining, and entertainment. Convenient to Vanderbilt Beach and Mercato. Situated within a highly regarded school district, including Big Cypress Elementary School, Oakridge Middle School, and Gulf Coast High School. An exceptional opportunity to build, develop, or invest. Large parcels in this area are hard to find, bring your vision and explore the possibilities!

Facts & features

The home at a glance

5 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$5,959/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterNone · Public · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,985 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$497
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,985/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$497
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Golden Gate Estates

Map of 00 SW 31 STREET inside its neighborhood boundary

Get to know Naples. See the full Naples guide →

Golden Gate Estates — neighborhood snapshot

Population

42,042

Median age

44

Median income

$97,672

Median home value

$434,402

Avg household

3

Households w/ children

3,942

For the school run

Collier County School District

MiddleCypress Palm Middle School★★★★★
ElementarySabal Palm Elementary School★★★★★
HighPalmetto Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Naples market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$535K$625K

Naples median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 348% above the NAPLES 34117 median. See the full Naples market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $750,000 · 24 days on market since

Reality check

What actually sold near 00 SW 31 STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

610 9TH STREET NWSold · Nov ’25

$800,000

610 9TH STREET NW

3 bd · 3 ba · 2,278 sqft · $351/sqft · 242 DOM

538 13th St Sw, Naples FL 34117Sold · Apr ’26

$2,100,000

538 13th St Sw, Naples FL 34117

5 bd · 4.5 ba · 3,766 sqft · $558/sqft · 137 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 00 SW 31 STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 00 SW 31 STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

00 SW 31 STREET FAQs

What would the monthly payment be for 00 SW 31 STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,985/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 00 SW 31 STREET?+

The most recent tax bill on record (2025) was $5,959. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Naples?+

At $750,000, this home is listed about 37% above the Naples median of $547,500. The market section on this page shows how the area is trending.

Which schools are assigned to 00 SW 31 STREET?+

Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CARRERA CONSULTING GROUP INTER · Luz Carrera. MLS #TB8527582.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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