10877 Overseas Hwy # 38, Marathon FL 33050, MARATHON, FL, 33050
Active875 days on marketListed Mar 20, 2024MLS #A11552897
About this home
10877 Overseas Hwy # 38, Marathon FL 33050
SUMMER SPECIAL! Experience the ultimate FL Keys vacation getaway at this BRAND NEW condo-townhome in the breathtaking community of Ocean Isles Fishing Village! This is the ONLY 2 Bedroom/2 Bathroom in the community that offers complete, comfortable accommodations for up to 6 guests at competitive 1B/1B pricing! Unit 38 is the larger style, two story design. Come into the first floor open layout with a cozy living room, modern kitchen, full bath and full-size Samsung "smart" washer/dryer. The upper floor has been converted to a unique, PRIVATE 2 Bedroom, each with its own balcony & includes the 2nd bath. The home is meticulously furnished and thoughtfully decorated to create a serene and inviting atmosphere. 7-Night Minimum Rental. RATES MAY DIFFER BASED ON SEASON/TERM/AVAILABILITY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
850
Sqft
2
Garage
2022
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Marathon actives
$5 vs $670
Days on market
875 vs 94 typical
Where $5/sqft sits among the 48 Marathon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Marathon Shores
Get to know Marathon. See the full Marathon guide →
Marathon Shores — neighborhood snapshot
Population
2,988
Median age
46
Median income
$83,096
Median home value
$660,812
Avg household
3
Households w/ children
284
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
4 of 48
Marathon actives have cut their price
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 10877 Overseas Hwy # 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$787,000
Nearby listing
1 bd · 1 ba · 885 sqft · $889/sqft
Sold · Jul ’26$485,000
Nearby listing
2 bd · 2 ba · 973 sqft · $498/sqft · 19 DOM
Sold · Sep ’25$1,250,000
1350 92nd Court Ocean, Marathon FL 33050
3 bd · 2 ba · 1,056 sqft · $1,184/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10877 Overseas Hwy # 38 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10877 Overseas Hwy # 38 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10877 Overseas Hwy # 38 FAQs
What would the monthly payment be for 10877 Overseas Hwy # 38, Marathon FL 33050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10877 Overseas Hwy # 38, Marathon FL 33050?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marathon?+
At $4,000, this home is listed about 100% below the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10877 Overseas Hwy # 38, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the MARATHON 33050 market on paper
$4,000 is 99% below the MARATHON 33050 median of $637,000, and at $5/sqft it sits under the Marathon average of $790.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
875 days on market against a Marathon median of 94 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $6,000, now $4,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Beachfront Realty Inc · Ganit Arazi. MLS #A11552897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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