
1215 97th Street Ocean # 11, Marathon FL 33050, MARATHON, FL, 33050
Active1003 days on marketListed Nov 17, 2023MLS #A11487146
About this home
1215 97th Street Ocean # 11, Marathon FL 33050
Stunning turnkey Atlantic Ocean waterfront condo with dockage, which can fit up to a 24 ft boat! Storm impact windows, sliding glass doors, new kitchen with stainless steel appliances. Quart's countertops, soft close drawers, glass backsplash, under counter lighting. All new bathroom cabinet, large anti-fog mirror cabinet, new tiled shower. All brand-new flooring, paint throughout with coastal decor. Large master bedroom with walk-in closet, king sized memory foam bed. Brand new loveseat and sofa with queen sized sleeper. 2 parking spaces available suitable to park your boat. Whether you are looking for a vacation home or year-round residence, this home is ready to fulfill your dreams close to many fantastic restaurants. Min of 28 days for rentals.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
744
Sqft
1967
Year built
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Marathon actives
$5 vs $670
Days on market
1003 vs 94 typical
Where $5/sqft sits among the 48 Marathon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Marathon Shores
Get to know Marathon. See the full Marathon guide →
Marathon Shores — neighborhood snapshot
Population
2,988
Median age
46
Median income
$83,096
Median home value
$660,812
Avg household
3
Households w/ children
284
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Marathon market
$1.1M → $815K
Marathon median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
4 of 48
Marathon actives have cut their price
Median sold price, Marathon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MARATHON 33050 median. See the full Marathon market guide →
Paper trail
This home's history
Reality check
What actually sold near 1215 97th Street Ocean # 11
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$485,000
Nearby listing
2 bd · 2 ba · 973 sqft · $498/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1215 97th Street Ocean # 11 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1215 97th Street Ocean # 11 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1215 97th Street Ocean # 11 FAQs
What would the monthly payment be for 1215 97th Street Ocean # 11, Marathon FL 33050?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1215 97th Street Ocean # 11, Marathon FL 33050?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Marathon?+
At $3,995, this home is listed about 100% below the Marathon median of $885,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1215 97th Street Ocean # 11, Marathon FL 33050?+
Marathon School (high), Stanley Switlik Elementary School (elementary) — Monroe County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MARATHON 33050 market on paper
$3,995 is 99% below the MARATHON 33050 median of $637,000, and at $5/sqft it sits under the Marathon average of $790.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
1003 days on market against a Marathon median of 94 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of Power Net Realty.com Inc. · Natalia Bergeron PA. MLS #A11487146.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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