David Ramirez
Map of Chain of Lakes Elementary School
← All of Winter Haven

Homes zoned for

Chain of Lakes Elementary School

Winter Haven living between the lakes

180

Homes for sale

$311,450

Median list price

$178

Avg price / sqft

52

Median days on market

Search this zone on the map

The Chain of Lakes Elementary zone sits in the heart of Winter Haven, a Polk County community defined by its interconnected lakes and easy, family-scaled neighborhoods. You'll find gated subdivisions and new-construction pockets alongside older established streets, with a handful of waterfront and pool homes for buyers who want them. Families here are drawn to the mix of assigned schools nearby, from Denison Middle School to Winter Haven Senior High School and Lake Region High School, plus a central location roughly an hour from Disney, Tampa, and Orlando's airport.

For buyers, this is a market with real room to shop: 176 active listings across a wide price band, so you can compare a starter home against a waterfront property in the same search. Homes are taking a median of 60 days to sell and sellers are landing about 98% of asking, which signals a balanced market where patient buyers have negotiating leverage. Browse Winter Haven homes for sale or scan the live map to see how the neighborhoods line up.

Chain of Lakes Elementary School is an attendance zone in Winter Haven, Florida.

Quick facts

$119,000$799K price range

1,869 sqft median home

$50/mo median HOA

$2,075/mo median rent

577 sold in 12 months

Drive times

Walt Disney World59 min
Downtown Tampa70 min
Orlando Int’l Airport (MCO)71 min
Universal Orlando75 min

On the market now

Homes for sale in this zone

View all 180

Every active listing inside the Chain of Lakes Elementary School attendance boundary

Open full map search →

Find your fit

Browse the zone

Where the market lives

9
67
75
18
9
2
<$200K$200K–$300K$300K–$400K$400K–$500K$500K–$750K$750K–$1.0M

The numbers that matter

The Chain of Lakes Elementary School market

577

Sold, last 12 months

$300,000

Median sold price

98%

Sale-to-list ratio

What sellers actually get vs asking

37 days

Median time to sell

Chain of Lakes Elementary School vs Winter Haven

Median list price

Chain of Lakes Elementary School$311K
Winter Haven Co.$285K

Price per sqft

Chain of Lakes Elementary School$178
Winter Haven Co.$172

Days on market

Chain of Lakes Elementary School52d
Winter Haven Co.42d

Median sold price — 3-yr, 3-mo rolling

1.5% yr/yr

$298K$316K$334KJul ’23Jun ’26

Homes sold per month

04385Jul ’24Jun ’26

Live Stellar MLS data — every listing and closed sale inside the Chain of Lakes Elementary School boundary. Rolling medians smooth single-month swings in small communities.

What it really costs

Owning here

Owning the median Chain of Lakes Elementary School home

$2,228/mo

Principal & interest $1,641
Property tax $327
HOA / fees $50
Insurance (est.) $210

$311,450 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$50/mo

Median HOA

From current listings inside the boundary

$2,075/mo

Median rent

Homes for rent inside the boundary

Population

18,959

Median age

49

Median income

$70,450

Median home value

$286,436

Beyond the listings

Living in Chain of Lakes Elementary School

Lifestyles

Top 23% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Appearance oriented

Trend Trackers

This population lives as fast as the culture. They like to keep up with the latest trends, especially when it comes to apparel and accessories.

Entertainment

Lighthearted Fun

This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.

Emotional

Happy Place

Expressing feelings of safety, comfort and happiness - especially with loved ones.

Hobbies & Interests

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Entertainment

Film Lovers

Movie buffs and binge watchers expressing their love for movies, storytelling, and the film making process.

People who close here

Our Winter Haven experts

Straight answers

Chain of Lakes Elementary School FAQs

Is the Chain of Lakes Elementary zone a good place to live?+

It's a solid fit for families who want Winter Haven's lake-centered lifestyle with schools close at hand, including Westwood Middle School and both area high schools. The central Polk County location keeps Disney, Tampa, and Orlando's airport all roughly an hour away, so weekend trips and commutes stay manageable.

Is it expensive to buy here?+

It's moderately priced for Central Florida — the median list price is $322,500, and listings range widely from $119,000 to $799,000. That spread means both first-time buyers and move-up buyers can find something in the same search.

What do homes cost in this area?+

The median home runs about 1,901 square feet at roughly $180 per square foot, and homes sold over the last 12 months closed at a median of $300,000. With 574 sales in that window, there's plenty of recent data to price against.

How is the market right now?+

It's balanced and gives buyers time to think — homes take a median of 60.5 days to sell, and sellers are getting about 98% of their asking price. With 176 active listings on the live map, you can compare options rather than rush a decision.

What about HOA fees and property taxes?+

HOA costs are low here, with a median of just $40 a month, though 75 of the active listings are in gated communities that may carry their own dues. The median annual property tax is about $4,082, which is typical for this Winter Haven price range.

Keep exploring

Other Winter Haven school zones

Homes matched to the official attendance boundary — school zoning changes; always verify with the district. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Chain of Lakes Elementary School homes, in your inbox

A daily digest of new Winter Haven listings — straight from the MLS. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 28, 2026 at 10:04 PM UTC. The listing information on this page last changed on July 28, 2026 at 10:04 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 28, 2026 at 10:04 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 28, 2026 at 10:04 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.