David Ramirez
Map of Palm Terrace Gardens
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Neighborhood · Port Richey, Florida

Palm Terrace Gardens

Practical single-family living in west Pasco County

7

Homes for sale

$257,100

Median list price

$197

Avg price / sqft

29

Median days on market

Search Palm Terrace Gardens on the map

Palm Terrace Gardens is a settled residential pocket of Port Richey, the kind of place where 1,350-square-foot homes on real lots still trade for prices that feel reachable. It sits among established west Pasco communities like Timber Oaks, Regency Park, and Embassy Hills, close to the Gulf-side amenities and everyday shopping that define this stretch of the county.

For a buyer today, the math is straightforward: seven active listings, a median list price of $257,100, and homes moving in about 29 days. Sellers here are getting roughly 97% of asking, so there's room to negotiate but not to lowball. Browse the live map to see what's currently on the market and how it compares to neighboring Jasmine Lakes.

Palm Terrace Gardens is a community in Port Richey, Florida.

Quick facts

$209,000$340K price range

1,350 sqft median home

$1,773/mo median rent

48 sold in 12 months

On the market now

Homes for sale in Palm Terrace Gardens

Every active listing inside the Palm Terrace Gardens boundary

Open full map search →

Find your fit

Browse Palm Terrace Gardens

By feature — on the live map

Where the market lives

6
1
$200K–$300K$300K–$400K

The numbers that matter

The Palm Terrace Gardens market

48

Sold, last 12 months

$238,500

Median sold price

97%

Sale-to-list ratio

What sellers actually get vs asking

25 days

Median time to sell

Palm Terrace Gardens vs Port Richey

Median list price

Palm Terrace Gardens$257K
Port Richey Co.$259K

Price per sqft

Palm Terrace Gardens$197
Port Richey Co.$205

Days on market

Palm Terrace Gardens29d
Port Richey Co.38d

Median sold price — 3-yr, 3-mo rolling

16.5% yr/yr

$205K$246K$287KJul ’23Jun ’26

Homes sold per month

048Jul ’24Jun ’26

Live Stellar MLS data — every listing and closed sale inside the Palm Terrace Gardens boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Palm Terrace Gardens is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Palm Terrace Gardens home

$1,800/mo

Principal & interest $1,355
Property tax $235
Insurance (est.) $210

$257,100 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$1,773/mo

Median rent

Homes for rent inside the boundary

Population

1,713

Median age

41

Median income

$38,849

Median home value

$165,041

Beyond the listings

Living in Palm Terrace Gardens

Entertainment

Top 4% in the U.S.

Live & Local Music

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

Entertainment

Top 5% in the U.S.

Late-night Leisure

Ready to turn up when the sun goes down, this population is looking for nighttime entertainment at home or out on the town.

Entertainment

Top 6% in the U.S.

Party Life

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Food & Drink

Top 13% in the U.S.

Whiskey Business

Characterized by their appreciation for all things whiskey, this population enjoys the classy atmosphere of whiskey drinking and learning about different brands.

Appearance oriented

Top 14% in the U.S.

Men's Style

This population is all about finding the latest in men's style - from fashion to grooming. Captures guys looking to stay on trend and significant others assisting with shopping.

Relationships

Top 15% in the U.S.

Girl Squad

From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.

Straight answers

Palm Terrace Gardens FAQs

Is Palm Terrace Gardens a good place to live?+

It's a practical, established neighborhood in west Pasco County with a mix of settled communities nearby like Timber Oaks and Regency Park. Homes are right-sized around 1,350 square feet, and the area is convenient to Port Richey's Gulf-side shopping and services. It suits buyers who want affordability and stability over flash.

Is it expensive to buy here?+

No — it's one of the more affordable single-family markets in the area, with a median list price of $257,100 and active listings ranging from $209,000 to $339,900. At an average of $197 per square foot, your dollar goes further here than in many Gulf-front pockets. Renters see a median around $1,773 per month.

What do homes cost in Palm Terrace Gardens?+

There are currently seven active listings with a median list price of $257,100, while homes sold over the past year came in at a median of $242,000. The typical home is about 1,350 square feet, and pricing runs near $197 per square foot. You'll find mostly single-family houses, with the occasional pool home in the mix.

How is the market right now?+

Steady and reasonably brisk — the median days on market is 29, and 49 homes sold over the last 12 months. Sellers are averaging about 97% of their asking price, which points to a balanced market where fair offers get done. Check the live map for the latest inventory.

What about HOA fees and property taxes?+

There's no meaningful HOA data reported for Palm Terrace Gardens, so most homes here carry little to no association cost — a notable difference from many gated Pasco communities. The median annual property tax runs about $2,815, which is modest for the price point. Always confirm the specific tax and any HOA on a given property before writing an offer.

Keep exploring

More Port Richey neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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