David Ramirez
$250,0002 bd2 ba1,334 sqft$187 /sqft$2,077 /mo all-in ↓

121 LINDSAY LANE UNIT 31, OLDSMAR, FL, 34677

Active1 days on marketListed Aug 2, 2026MLS #W7888205

CondominiumST ANDREWS CONDO

About this home

121 LINDSAY LANE UNIT 31

Discover this beautifully remodeled GROUND-FLOOR END UNIT in the highly sought-after Saint Andrews community of East Lake Woodlands. INCLUDED IN RENT is water, sewer, trash, cable, pool, & internet. Located just steps from the community pool, one of the largest in the area, this condo offers resort-style living. East Lake Woodlands is home to top-rated schools and an optional Ardea Country Club membership, providing access to two championship golf courses, 12 tennis courts, a pickleball complex, a fitness center, and an on-site restaurant. Overlooking the 18th hole of the North Course, this move-in ready condo offers breathtaking golf course views and a beautifully updated interior. Recent upgrades include new shaker kitchen cabinets, granite countertops, luxury vinyl plank flooring in both bedrooms, fresh interior paint, and stylish light fixtures. The spacious kitchen features ample storage and a cozy breakfast nook, while the open living and dining area is filled with natural light from oversized sliding glass doors leading to a screened porch overlooking the course. The split-bedroom floor plan provides privacy, and the primary suite includes a walk-in closet, double vanity, soaking tub, and private porch access. Relax on the screened lanai and enjoy peaceful golf course views, beautiful sunsets, and Florida's natural beauty. With modern updates, an ideal layout, and an unbeatable location, this condo offers the perfect blend of comfort and convenience

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,334

Sqft

0 ac

Lot size

1985

Year built

One

Levels

$187

Per sqft

Golf Course viewTurnkeyPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet · Outside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewGolf Course
FacesEast
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

Taxes (2025)$4,014/yr
PetsYes
CommunityCommunity Mailbox · Gated Community - Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$335
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,077/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$335
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$212KedgeAI estimate $223,320 · range $221K$224K$260K

vs edgeAI estimate

+11.9%

Days on market

1 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Lake Woodlands

Map of 121 LINDSAY LANE UNIT 31 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

East Lake Woodlands — neighborhood snapshot

Population

7,647

Median age

53

Median income

$107,049

Median home value

$399,307

Avg household

2

Households w/ children

583

For the school run

Pinellas County School District

ElementaryForest Lakes Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Aug 2, 2026Listed at $250,000 · 1 days on market since
1985Built · ST ANDREWS CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 121 LINDSAY LANE UNIT 31 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 121 LINDSAY LANE UNIT 31 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

121 LINDSAY LANE UNIT 31 FAQs

What would the monthly payment be for 121 LINDSAY LANE UNIT 31?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 121 LINDSAY LANE UNIT 31?+

The most recent tax bill on record (2025) was $4,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 121 LINDSAY LANE UNIT 31?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $250,000, this home is listed about 27% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 121 LINDSAY LANE UNIT 31?+

Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

02Fresh on the market

Only 1 day on market in a Oldsmar market that averages 43 — if it fits, move quickly.

03Strong assigned schools

Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kirby Dulin. MLS #W7888205.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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