
4136 W FINDLAY STREET, CITRUS SPRINGS, FL, 34433
Active12 days on marketListed Aug 1, 2026MLS #W7888179
About this home
4136 W FINDLAY STREET
Completed in 2023 and situated on 1.40 acres in Citrus Springs, this custom-built pool home combines quality construction, thoughtful design, and a long list of premium upgrades. From the moment you arrive, you'll notice the attention to detail, from the professionally landscaped exterior and illuminated flagpole to the gutters, decorative rock borders, and extra wide driveway. Inside, the open floor plan is highlighted by soaring ceilings, abundant recessed lighting, luxury vinyl plank flooring, and oversized entertainment-style sliding glass doors that seamlessly connect the living area to the screened lanai. The spacious living room offers integrated floor electrical outlets, in-wall TV cable management, and plenty of room to gather with family and friends. The kitchen was designed with both everyday living and entertaining in mind. A 10'6" x 4'6" island anchors the space and provides seating, additional storage on both sides, and generous workspace. Granite countertops, soft-close dovetail cabinetry, counter-height cabinets, a touch-activated faucet, and a spacious breakfast nook complement the premium Frigidaire Gallery appliance package, including a counter-depth refrigerator with a convertible temperature drawer, induction cooktop, double convection and steam wall ovens, built-in microwave, and dishwasher. Two pantries, including an oversized pantry off the laundry room, provide exceptional storage. The primary bedroom features blackout motorized shades and an impressive ensuite bath with a curbless walk-in shower, dual shower heads, floor-to-ceiling tile, double vanity, comfort-height toilet, private water closet, and walk-in closet. Guest bedrooms are generously sized, while the laundry room continues the home's custom finishes with matching cabinetry, countertops, and additional storage. Outside the screened paver lanai surrounds a saltwater pool with a beautiful waterfall feature that was resurfaced in 2026. The professionally sealed pavers remain under warranty, while the outdoor grill, pool vacuum, and pool equipment are included. The wooded setting provides a peaceful backdrop, making this an ideal place to relax or entertain. Additional highlights include remote-controlled ceiling fans, custom Zinga window shades throughout, motorized shades in the living room and dining area, a SimpliSafe security system, insulated garage door, extra attic insulation above the garage, ultra-quiet garage door opener, three-zone irrigation system, underground Spectrum service, portable generator with dedicated electrical connection, pre-plumbed for a future whole-home propane generator, and a one-year home warranty for added peace of mind. Conveniently located with easy access to Dunnellon, Inverness, Lecanto, and Crystal River. This is a home where the upgrades go far beyond what you can see, offering quality, comfort, and peace of mind for years to come.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,049
Sqft
1.4 ac
Lot size
2
Garage
2023
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Citrus Springs actives
$268 vs $170
Days on market
12 vs 85 typical
Where $268/sqft sits among the 222 Citrus Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $263K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
125 of 222
Citrus Springs actives have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1674% above the CITRUS SPRINGS 34433 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 4136 W FINDLAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$385,000
8717 N FARRINGTON DRIVE · same community
4 bd · 3 ba · 1,990 sqft · $193/sqft · 22 DOM
Sold · Jun ’26$369,900
4239 W DORCHESTER CIRCLE · same community
4 bd · 2 ba · 2,236 sqft · $165/sqft · 101 DOM
Sold · Jul ’26$365,000
4358 W DRAKE LANE · same community
4 bd · 2 ba · 1,744 sqft · $209/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4136 W FINDLAY STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4136 W FINDLAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4136 W FINDLAY STREET FAQs
What would the monthly payment be for 4136 W FINDLAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4136 W FINDLAY STREET?+
The most recent tax bill on record (2025) was $4,369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $549,999, this home is listed about 100% above the Citrus Springs median of $274,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4136 W FINDLAY STREET?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Katie Spires, PA. MLS #W7888179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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