16579 SHELL BAY DRIVE, LAND O LAKES, FL, 34638
Active10 days on marketListed Jul 23, 2026MLS #W7887913
About this home
16579 SHELL BAY DRIVE
One of the largest collection's home has two-stories. Two-car garage leads to the kitchen, dining room and family room with a covered patio for outdoor entertaining guests. Spa-like private first-floor bathroom. Upstairs is a relaxing loft space next to guest bedroom. Angeline town is a new 6,200+ acre masterplan community in Land O' Lakes Florida, this lovely home is great for active adults over 55. Includes a private multi-million-dollar resort-style amenity center with a pool, sports courts, and clubhouse plus 3,600 acres of green space, up to 100-miles of trails for biking, jogging, and walking and a future recreational lagoon that will offers acres of clear waters and many beach-front activities. This town is now the home of the new, world-famous H. Lee Moffitt Cancer Center and Research Institute. Houses of worship, restaurants, parks, and health centers are within minutes of this choice home. Enjoy the fun neighbors. Easy three-minute drive to Suncoast Parkway, 30 minutes to Tampa International Airport, and one hour to the Port of Tampa which is the largest port in the state of Florida with easy access—25 miles--to the Gulf of America. The port serves container ships, tank ships, and cruise lines.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,747
Sqft
0.07 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,142 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,142/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.2%
$/sqft vs ANGELINE PH 1A 1B 1C & 1D
$199 vs $194
Days on market
10 vs 32 typical
Where $199/sqft sits among the 6 homes for sale in ANGELINE PH 1A 1B 1C & 1D
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 6
ANGELINE PH 1A 1B 1C & 1D have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 16579 SHELL BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$349,900
10098 BANYAN BREEZE BOULEVARD · same community
2 bd · 2 ba · 1,783 sqft · $196/sqft · 152 DOM
Sold · Oct ’25$359,900
17059 SHELL BAY DRIVE · same community
2 bd · 2 ba · 1,783 sqft · $202/sqft · 16 DOM
Sold · Mar ’26$340,000
17216 MANGO SHAY COURT · same community
2 bd · 2 ba · 1,683 sqft · $202/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16579 SHELL BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16579 SHELL BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16579 SHELL BAY DRIVE FAQs
What would the monthly payment be for 16579 SHELL BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,142/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16579 SHELL BAY DRIVE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16579 SHELL BAY DRIVE?+
The most recent tax bill on record (2025) was $6,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16579 SHELL BAY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $347,800, this home is listed about 16% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 16579 SHELL BAY DRIVE?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MERICANO REALTY LLC · Louie Rodriguez. MLS #W7887913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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