1420 SOMERSET AVENUE, SPRING HILL, FL, 34609
Pending14 days on marketListed Jul 21, 2026MLS #W7887860
About this home
1420 SOMERSET AVENUE
We invite you to check out this 1600 square-foot pool home that has been beautifully maintained and sits on a nearly half-acre corner lot that includes a fully fenced backyard for your pets and two nice decks. The home has three bedrooms with a split design-a master and en suite (includes a large shower) on one end and two bedrooms and a large full bathroom on the other end. A big kitchen (including an island) and dining area are open to the living room (a double sided fireplace sits in the living room and one of the bedrooms). From the dining room, walk out to the large lanai with a pool and wet bar. There is also a sun room/office 8 x 12 with plenty of windows for ambient light that is not included in the living square footage. Upgrades include a new HVAC 2026, garage door opener with new main spring 2026, a new pool liner with caretaker jet system 2025, hot water heater 2025, stainless steel appliances 2020, vinyl plank flooring new in 2020, all new double pane vinyl windows, and a re-shingled roof in 2018 + new drain-field installed 2020. Two large sheds provide a storage place for bikes, lawnmowers, tools, etc. The neighborhood is well-established and although it's close to grocery stores, retail and restaurants, it still provides you with a peaceful atmosphere and plenty of wildlife. Close to the Suncoast bike and hiking trail and parkway for easy access north & south to Tampa airport, beaches, springs and state forests. A must see to truly appreciate!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
0.48 ac
Lot size
2
Garage
1987
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,455 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,455/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs SPRING HILL
$216 vs $199
Days on market
14 vs 41 typical
Where $216/sqft sits among the 295 homes for sale in SPRING HILL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $315K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
147 of 295
SPRING HILL have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 1420 SOMERSET AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,500
13220 LINDEN DRIVE · same community
3 bd · 2 ba · 1,589 sqft · $217/sqft · 51 DOM
Sold · Nov ’25$280,000
2410 COVINGTON AVENUE · same community
3 bd · 2 ba · 1,578 sqft · $177/sqft · 131 DOM
Sold · Nov ’25$309,000
13491 CORONADO DRIVE · same community
3 bd · 2 ba · 1,632 sqft · $189/sqft · 120 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1420 SOMERSET AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1420 SOMERSET AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1420 SOMERSET AVENUE FAQs
What would the monthly payment be for 1420 SOMERSET AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1420 SOMERSET AVENUE?+
The most recent tax bill on record (2025) was $1,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $345,000, this home is priced right at the Spring Hill median.
Which schools are assigned to 1420 SOMERSET AVENUE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Matt Douglas. MLS #W7887860.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Spring Hill homes, in your inbox
Like 1420 SOMERSET AVENUE but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →