9911 ISLAND HARBOR DRIVE, PORT RICHEY, FL, 34668
Active22 days on marketListed Jul 20, 2026MLS #W7887817
About this home
9911 ISLAND HARBOR DRIVE
Virtually Staged. This one checks all the boxes! Updated pool home with a floating dock, boat lift, and direct Gulf access. Step inside this spacious 3-bedroom, 2-bath home with more than 1,600 square feet of bright, open living space. The interior has been thoughtfully updated with wood-look luxury vinyl flooring, recessed lighting, fresh neutral finishes, and a beautifully remodeled kitchen featuring white cabinetry, striking black-and-gray countertops, stainless steel appliances, and a large center island. The open living and dining areas flow easily into the expansive screened lanai, creating the indoor-outdoor lifestyle Florida is made for. The private pool, covered entertaining space, and waterfront setting make this home equally suited for quiet mornings, weekend gatherings, and sunset evenings by the water. The split-bedroom floor plan offers a spacious primary suite with direct pool access, a walk-in closet, and an updated private bath. Two additional bedrooms provide flexibility for guests, family, or a home office, while the second bathroom has also been updated with modern finishes. Additional features include a two-car garage with epoxy flooring, interior laundry, plantation shutters, ceiling fans, abundant natural light, and three sliding glass doors connecting the home to the outdoor living area. Conveniently located in Port Richey near shopping, dining, waterfront recreation, and the Gulf, this home offers a rare combination of updates, space, a private pool, and boating access. Schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,614
Sqft
0.15 ac
Lot size
2
Garage
1976
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,912 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,912/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs WEST PORT SUB
$217 vs $206
Days on market
22 vs 40 typical
Where $217/sqft sits among the 16 homes for sale in WEST PORT SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
9 of 16
WEST PORT SUB have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9911 ISLAND HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$148,000
6220 KELLER DRIVE · same community
4 bd · 2 ba · 1,568 sqft · $94/sqft · 160 DOM
Sold · Apr ’26$320,000
6220 KELLER DRIVE · same community
4 bd · 2 ba · 1,568 sqft · $204/sqft · 31 DOM
Sold · Dec ’25$478,000
9930 SAN DIEGO WAY · same community
3 bd · 3 ba · 1,708 sqft · $280/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9911 ISLAND HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9911 ISLAND HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9911 ISLAND HARBOR DRIVE FAQs
What would the monthly payment be for 9911 ISLAND HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,912/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9911 ISLAND HARBOR DRIVE?+
The most recent tax bill on record (2025) was $6,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9911 ISLAND HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $349,900, this home is listed about 36% above the Port Richey median of $257,550. The market section on this page shows how the area is trending.
Which schools are assigned to 9911 ISLAND HARBOR DRIVE?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Brianna Beyer. MLS #W7887817.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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