19486 SHELTERED HILL DRIVE, BROOKSVILLE, FL, 34601
Active10 days on marketListed Jul 23, 2026MLS #W7887801
About this home
19486 SHELTERED HILL DRIVE
Virtually Staged. Unbelievable price of only $600,000 showcasing 3,036 SF of gorgeous living space and a three car garage. This beautiful new home built by Spire Homes offers 3,036 SF of living space and is 4,460 SF total under roof. It is located in the sought-after lifestyle community of Southern Hills Plantation. This home features a beautiful architectural design with 3 bedrooms, 3 baths, a large flex room, a massive open living room, cafe space, and a gorgeous kitchen. The chef's kitchen has soft-close cabinetry with crown trim and beautiful quartz countertops. The appliances are stainless steel, and there is a five-burner gas range. One side of the home is reserved for the spacious owner's suite, showcasing a tray ceiling and dual walk-in closets. The luxury primary bathroom features a stylish free-standing tub and a large shower with a frameless glass enclosure. The opposite side of the home features two additional bedrooms, with private access to a shared bathroom. A guest bath in the center of the home is perfect for company. The home features 8' doors throughout, oversized baseboards, and dual-pane windows. Store your cars and toys in the 22' x 20' 2-car garage, which opens to a mudroom. The separate 1-car garage is perfect for your golf cart and extra storage. The paver driveway sets the ambiance for the home, along with the beautiful exterior architectural design elements. A huge 45' long rear lanai is truly magnificent, and it is pre-plumbed with gas and water for a future outdoor kitchen! The lanai provides a relaxing area to watch for deer and birds. Southern Hills Plantation offers a guard-gated entrance, a premier Pete Dye golf course set in rolling hills, a driving range, a chipping/putting green, and a 6-hole par 3 course. The clubhouse is stunning, and the Aquatic and Fitness Center offers a wonderful pool and spa, fitness center, private restaurants, Har-Tru tennis courts, and pickleball! Don't miss this opportunity to own a gorgeous home at a fantastic price in the premier gated community of Southern Hills Plantation.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
3,036
Sqft
0.44 ac
Lot size
3
Garage
2024
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,041 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,041/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.1%
$/sqft vs Brooksville actives
$198 vs $188
Days on market
10 vs 45 typical
Where $198/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
204 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 19486 SHELTERED HILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
19395 SHELTERED HILL DRIVE · same community
3 bd · 3.5 ba · 3,087 sqft · $235/sqft · 426 DOM
Sold · Oct ’25$865,849
19545 SHELTERED HILL DRIVE · same community
3 bd · 3.5 ba · 3,087 sqft · $280/sqft · 0 DOM
Sold · Jun ’26$759,000
19411 SHELTERED HILL DRIVE · same community
4 bd · 3 ba · 2,749 sqft · $276/sqft · 631 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19486 SHELTERED HILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19486 SHELTERED HILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19486 SHELTERED HILL DRIVE FAQs
What would the monthly payment be for 19486 SHELTERED HILL DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,041/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19486 SHELTERED HILL DRIVE?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19486 SHELTERED HILL DRIVE?+
The most recent tax bill on record (2025) was $2,802. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19486 SHELTERED HILL DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $600,000, this home is listed about 79% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19486 SHELTERED HILL DRIVE?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Debbie Wells. MLS #W7887801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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