
186 AVON PARK CUTOFF ROAD, FROSTPROOF, FL, 33843
Active20 days on marketListed Jul 17, 2026MLS #W7887764
About this home
186 AVON PARK CUTOFF ROAD
Escape to Old Florida vacant lot on Avon Park Cutoff Rd in Frostproof, FL 33825, offering a rare blend of privacy, flexibility, and location in the heart of Central Florida's lake country. This wooded parcel comes with its own private access gate and electric available at the street, giving you a head start on your plans whether you're looking to place a mobile home , set up a weekend retreat, or hold as a long-term investment in one of Polk County's steadily growing corridors. Mature Trees and native vegetation provide natural shade and seclusion, while the paved frontage on Avon Park Cutoff Rd means easy year-round access without sacrificing that quiet, rural feel. The location is a genuine sweet spot: minutes from the historic downtowns of Frostproof and Avon Park, close to Lake Clinch, Reedy Lake, and dozens of other fishing and boating lakes that make this stretch of the Lake Wales Ridge a favorite for outdoor enthusiasts, with US-98 just moments away for direct access to Frostproof and Avon Park and within comfortable reach of US-27 for quick trips to Lake Wales, Sebring, and Winter Haven. This region are all a short drive away, and both Tampa and Orlando are roughly 90 minutes out, making this an ideal spot for a rural homesite that keeps the big cities within weekend range. With no HOA restrictions listed and mobile homes permitted, this property offers the kind of flexibility that's getting harder to find in Central Florida at this price point. No known water or sewer on site; Whether you're an end user ready to plant roots on your own gated piece of Florida or an investor adding to your land portfolio, this is a clean, accessible parcel in a location with real long-term upside. Bring your vision, bring your mobile home, or simply hold and let the area's growth work for you. Opportunities like this in the Frostproof corridor don't sit long.
Facts & features
The home at a glance
0.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$257 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$257/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $346K
Frostproof median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 186 AVON PARK CUTOFF ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$285,000
3123 W COUNTY LINE ROAD UNIT R
3 bd · 2.5 ba · 1,632 sqft · $175/sqft · 296 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 186 AVON PARK CUTOFF ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 186 AVON PARK CUTOFF ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
186 AVON PARK CUTOFF ROAD FAQs
What would the monthly payment be for 186 AVON PARK CUTOFF ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $257/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 186 AVON PARK CUTOFF ROAD?+
The most recent tax bill on record (2025) was $103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 186 AVON PARK CUTOFF ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $14,000, this home is listed about 96% below the Frostproof median of $326,444. The market section on this page shows how the area is trending.
Which schools are assigned to 186 AVON PARK CUTOFF ROAD?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FROSTPROOF 33843 market on paper
$14,000 is 71% below the FROSTPROOF 33843 median of $49,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $17,000, now $14,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LISTWITHFREEDOM.COM · Ralph Harvey. MLS #W7887764.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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