David Ramirez
$455,0004 bd2.5 ba3,216 sqft$141 /sqft$3,465 /mo all-in ↓

14026 JACOBSON DRIVE, ODESSA, FL, 33556

Active9 days on marketListed Jul 16, 2026MLS #W7887705

Priced 33% below the ODESSA 33556 medianFully furnishedSingle Family ResidenceASHLEY LAKES PHASE 2A

About this home

14026 JACOBSON DRIVE

Virtually Staged. Positioned on a desirable corner lot directly across from a neighborhood park and playground, this spacious two-story home offers 0.24 acres with 4 bedrooms, office, 2 full baths, 1 half bath, 2 car garage, and a brand-new roof installed in June 2026. A covered front entry and charming second-story window boxes create welcoming curb appeal. Inside, neutral finishes and abundant natural light create a comfortable atmosphere that flows throughout the home. The foyer opens into a generous formal living room featuring vinyl flooring, large front-facing windows, and an easy transition into the rest of the main living areas. Toward the rear of the home, the spacious family room is accented with crown molding and vinyl flooring, creating an inviting gathering space that connects seamlessly to the kitchen and dining area. The kitchen is thoughtfully designed with white shaker cabinetry, a large center island with a curved breakfast bar featuring open shelving on one side and wine storage on the other, stainless steel appliances, a pass-through window to the family room, abundant cabinet storage, and sliding glass doors that bring in natural light while providing direct access to the backyard. A built-in doggie door adds a convenient pet-friendly feature, allowing easy access for your four-legged companions. Adjacent to the kitchen, the dining area offers plenty of room for a full-size table and overlooks the backyard through large windows and sliding glass doors, making indoor and outdoor entertaining effortless. A conveniently located laundry room with side-by-side washer and dryer hookups connects directly to the garage, while a well-appointed half bath with a dark wood vanity serves the main level. A white staircase leads to the second floor, where a bright landing provides access to all four bedrooms and dedicated office. The spacious primary suite features vinyl flooring, three large windows that fill the room with natural light, and a generous walk-in closet with built-in wire shelving. The ensuite bathroom includes a dual-sink vanity with natural wood cabinetry, a full-width mirror, a relaxing garden tub and shower combo with open shelving, and a private water closet. Three additional bedrooms all offer vinyl flooring, large windows, and built-in closets, while the second full bathroom features tile flooring, a single vanity, a tub and shower combination with dual shower heads, grab bar, and a low-threshold entry for added accessibility. A versatile additional room on the second floor provides flexible living space that can easily accommodate an office, hobbies, a media room, or whatever best suits your needs. Outside, the fully fenced backyard is surrounded by white vinyl privacy fencing and offers exceptional space to create your own outdoor retreat. Whether you envision a future pool, outdoor kitchen, or play area, there's plenty of room to make it your own. An additional fenced in space on the side of the house is perfect for a dog run or garden area. The backyard backs to a peaceful tree-lined setting, and the home's corner-lot location places you directly across from a community park featuring walking paths, playgrounds, open green space, and picnic areas. Additional features include smoke detectors throughout the home, providing added peace of mind.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,216

Sqft

0.24 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$141

Per sqft

Park/Greenbelt & Trees/Woods viewFurnishedPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Freezer · Microwave · Range · Refrigerator · Wine Refrigerator
InteriorHigh Ceilings · Solid Surface Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Vinyl Siding
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesEast
ParkingDriveway
ExteriorNone

Community & fees

HOA fee$38/mo
Taxes (2025)$4,652/yr
PetsYes
CommunityPark · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,465 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2025 actual bill$388
HOA fee — from the listing$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,465/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$388
HOA / condo fee$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$437KedgeAI estimate $658,794 · range $633K$723K$752K

vs edgeAI estimate

−30.9%

$/sqft vs Odessa actives

$141 vs $272

Days on market

9 vs 38 typical

Where $141/sqft sits among the 202 Odessa actives

39 · this home
89
31
9
13
21
$141–221$221–301$301–381$381–461$461–541$541+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Odessa

Map of 14026 JACOBSON DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Odessa. See the full Odessa guide →

ODESSA 33556 — neighborhood snapshot

Population

34,045

Median age

40.9

Median income

$151,034

Median home value

$589,700

Avg household

2.93

Households w/ children

4,581

For the school run

Hillsborough County School District

HighSteinbrenner High School★★★★
MiddleMartinez Middle School★★★★★
ElementaryHammond Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Odessa market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$655K$682K

Odessa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

113 of 202

Odessa actives have cut their price

Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the ODESSA 33556 median. See the full Odessa market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $455,000 · 9 days on market since
2005Built · ASHLEY LAKES PHASE 2A

Reality check

What actually sold near 14026 JACOBSON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15045 WIND WHISPER DRIVESold · Jul ’25

$855,000

15045 WIND WHISPER DRIVE

5 bd · 3 ba · 3,203 sqft · $267/sqft · 32 DOM

14714 COLOMA LANESold · May ’26

$1,500,000

14714 COLOMA LANE

5 bd · 3.5 ba · 3,200 sqft · $469/sqft · 16 DOM

15001 WIND WHISPER DRIVESold · Feb ’26

$815,000

15001 WIND WHISPER DRIVE

4 bd · 3 ba · 3,234 sqft · $252/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14026 JACOBSON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14026 JACOBSON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14026 JACOBSON DRIVE FAQs

What would the monthly payment be for 14026 JACOBSON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,465/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14026 JACOBSON DRIVE?+

The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14026 JACOBSON DRIVE?+

The most recent tax bill on record (2025) was $4,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14026 JACOBSON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Odessa?+

At $455,000, this home is listed about 39% below the Odessa median of $749,950. The market section on this page shows how the area is trending.

Which schools are assigned to 14026 JACOBSON DRIVE?+

Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ODESSA 33556 market on paper

$455,000 is 33% below the ODESSA 33556 median of $679,000, and at $141/sqft it sits under the Odessa average of $351.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Ross Hardy. MLS #W7887705.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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