David Ramirez
$325,0003 bd2 ba1,778 sqft$183 /sqft$2,527 /mo all-in ↓

12186 LAMONT DRIVE, SPRING HILL, FL, 34608

Active0 days on marketListed Jul 23, 2026MLS #W7887667

Single Family ResidenceSPRING HILL

About this home

12186 LAMONT DRIVE

Welcome to this beautifully remodeled 3-bedroom, 2-bath home in Spring Hill, Florida, where modern upgrades, move-in-ready convenience, and an ideal location come together. Situated on a desirable corner lot in the heart of Hernando County, this home offers 1,778 square feet of living space, a spacious 2-car garage, and the peace of mind that comes with a brand-new roof installed in July 2026. Step inside to discover an open, inviting floor plan highlighted by luxury plank vinyl flooring throughout—no carpet anywhere. The completely updated kitchen serves as the centerpiece of the home, featuring stunning quartz countertops, an oversized quartz island, stainless steel appliances, abundant cabinet space, and the perfect layout for entertaining family and friends. The spacious primary suite offers a relaxing retreat with an updated ensuite bath, while both bathrooms have been tastefully renovated with elegant granite countertops and contemporary finishes. Every room has been thoughtfully refreshed, allowing you to move in without the expense or hassle of future renovations. Outside, the corner lot provides extra privacy, additional yard space, and attractive curb appeal. The oversized garage offers room for vehicles, tools, and storage, making this property ideal for homeowners seeking both comfort and functionality. Conveniently located near Weeki Wachee Springs, the Suncoast Parkway, shopping, restaurants, medical facilities, parks, and Florida's beautiful Gulf Coast, this home offers easy access to everything that makes Spring Hill one of the Nature Coast's most desirable communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,778

Sqft

0.26 ac

Lot size

2

Garage

1989

Year built

One

Levels

$183

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ExteriorSliding Doors

Community & fees

Taxes (2025)$3,716/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,527 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,527/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$279KedgeAI estimate $306,156 · range $290K$334K$348K

vs edgeAI estimate

+6.2%

$/sqft vs SPRING HILL

$183 vs $198

Days on market

0 vs 29 typical

Where $183/sqft sits among the 276 homes for sale in SPRING HILL

48
64 · this home
77
44
20
23
$153–173$173–193$193–212$212–232$232–252$252+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 12186 LAMONT DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)58 min
Downtown Tampa61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryExplorer K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

138 of 276

SPRING HILL have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $325,000 · 0 days on market since
1989Built · SPRING HILL

Reality check

What actually sold near 12186 LAMONT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

364 WATERFALL DRIVESold · Dec ’25

$360,000

364 WATERFALL DRIVE · same community

3 bd · 3 ba · 1,792 sqft · $201/sqft · 91 DOM

4476 AZORA ROADSold · Dec ’25

$335,750

4476 AZORA ROAD · same community

4 bd · 2 ba · 1,755 sqft · $191/sqft · 205 DOM

1251 MCNEAL ROADSold · Nov ’25

$304,000

1251 MCNEAL ROAD · same community

4 bd · 2 ba · 1,840 sqft · $165/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12186 LAMONT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12186 LAMONT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12186 LAMONT DRIVE FAQs

What would the monthly payment be for 12186 LAMONT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,527/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12186 LAMONT DRIVE?+

The most recent tax bill on record (2025) was $3,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12186 LAMONT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $325,000, this home is listed about 6% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12186 LAMONT DRIVE?+

Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW REALTY ELITE PARTNERS · Richard Pleyer. MLS #W7887667.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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