David Ramirez
$260,0002 bd2 ba1,274 sqft$204 /sqft$2,084 /mo all-in ↓

10707 SALAMANCA DRIVE, PORT RICHEY, FL, 34668

Active31 days on marketListed Jul 14, 2026MLS #W7887614

Single Family ResidenceSAN CLEMENTE VILLAGE

About this home

10707 SALAMANCA DRIVE

Welcome home to this beautifully maintained 2-bedroom, 2-bath, 2-car garage residence featuring a desirable split-bedroom floor plan designed for both comfort and privacy. From the moment you step inside, you’ll appreciate the spacious layout with a formal living room, formal dining room, and an additional flex space that’s perfect for a family room, home office, hobby room, or den. The updated kitchen is sure to impress with granite countertops, a stylish backsplash, under-cabinet lighting, updated appliances, a glass-top range, and a built-in microwave, making it both beautiful and functional. Relax year-round in the spacious screened lanai, accessed through a hurricane-rated sliding glass door, or enjoy the outdoor patio overlooking the backyard. The private primary suite offers a peaceful retreat with an updated en-suite bathroom, walk-in closet, and attractive wood laminate flooring. Throughout the home you’ll find thoughtful updates including new windows, hurricane shutters, and a roof replaced in 2017, providing added peace of mind. Prepared for Florida living, this home also features a professionally installed whole-house generator hookup and a 10,000-watt propane generator that can power the entire home during outages. The generator has been meticulously maintained, exercised regularly, and has never been run on gasoline. A 240-gallon propane tank is also in place. Even more value comes with a home warranty covering the air conditioner and major appliances, helping provide confidence for the next owner. An electric fireplace adds warmth and ambiance to the living space, making the home just as inviting on cooler evenings. Perhaps the most exciting feature of all is the opportunity to assume the seller’s VA loan (subject to lender approval and qualification), offering a potential savings that is difficult to find in today’s market. This is more than just a house—it’s a home that has been lovingly cared for, thoughtfully updated, and prepared for years of comfortable Florida living. Schedule your private showing today and discover everything this exceptional property has.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,274

Sqft

0.12 ac

Lot size

2

Garage

1978

Year built

One

Levels

$204

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$50/mo
Taxes (2025)$2,742/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,084 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$228
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,084/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$228
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$209KedgeAI estimate $223,397 · range $218K$229K$270K

vs edgeAI estimate

+16.4%

$/sqft vs SAN CLEMENTE VILLAGE

$204 vs $187

Days on market

31 vs 41 typical

Where $204/sqft sits among the 12 homes for sale in SAN CLEMENTE VILLAGE

2
2
2
4 · this home
0
2
$130–149$149–168$168–187$187–205$205–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Richey

Map of 10707 SALAMANCA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)53 min
Downtown Tampa56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

PORT RICHEY 34668 — neighborhood snapshot

Population

48,025

Median age

42.2

Median income

$45,760

Median home value

$168,800

Avg household

2.32

Households w/ children

5,000

For the school run

Pasco County School District

MiddleBayonet Point Middle School★★★★
ElementarySchrader Elementary School★★★★
HighFivay High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$229K$229K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

7 of 12

SAN CLEMENTE VILLAGE have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $260,000 · 31 days on market since
1978Built · SAN CLEMENTE VILLAGE

Reality check

What actually sold near 10707 SALAMANCA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8420 WINDING WOOD DRIVESold · Mar ’26

$234,000

8420 WINDING WOOD DRIVE · same community

2 bd · 2 ba · 1,274 sqft · $184/sqft · 318 DOM

8305 PALENCIA DRIVESold · Sep ’25

$179,000

8305 PALENCIA DRIVE · same community

2 bd · 2 ba · 1,274 sqft · $141/sqft · 64 DOM

10506 MIRA VISTA DRIVESold · Oct ’25

$228,000

10506 MIRA VISTA DRIVE · same community

2 bd · 2 ba · 1,266 sqft · $180/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10707 SALAMANCA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10707 SALAMANCA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10707 SALAMANCA DRIVE FAQs

What would the monthly payment be for 10707 SALAMANCA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,084/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10707 SALAMANCA DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10707 SALAMANCA DRIVE?+

The most recent tax bill on record (2025) was $2,742. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10707 SALAMANCA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $260,000, this home is listed about 2% above the Port Richey median of $254,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10707 SALAMANCA DRIVE?+

Bayonet Point Middle School (middle), Schrader Elementary School (elementary), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of STAR ONE REALTY GROUP ELITE · Michele Rehm. MLS #W7887614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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