David Ramirez
$1,299,0003 bd4 ba2,846 sqft$456 /sqft$8,905 /mo all-in ↓

425 CRAIG DRIVE, TARPON SPRINGS, FL, 34689

Active22 days on marketListed Jul 13, 2026MLS #W7887593

WaterfrontPrivate poolSingle Family ResidenceLAKE BUTLER VILLA COS SUB

About this home

425 CRAIG DRIVE

Originally built in 1967 this mid century modern estate sits on over 3/4 of an acre with DEEP WATER located on the Anclote River with views of Craig Park and the entry to Whitcomb/Spring Bayous. With a great floor plan this solid block home has 3 big bedrooms, 4 bathrooms, a gorgeous living room with wood burning fireplace and dining room with full wet bar perfect for entertaining. This home has a large kitchen, two car garage and plenty of storage inside and out for all your water toys! The enclosed back porch has very cool deco like built in cabinets and great access to the deep swimming pool with views of the backyard and 110 ft of waterfront. Located at the end of dead end street with close to 1 acre of dry land, 110 feet of deep water gulf access with a dock and 4,100 gross sqft of block construction this property is not only estately but it is also becoming harder and harder to find. THIS HOME DID NOT FLOOD IN RECENT HURRICANES

Facts & features

The home at a glance

3

Bedrooms

4

Bathrooms

2,846

Sqft

0.78 ac

Lot size

2

Garage

1967

Year built

One

Levels

$456

Per sqft

Private poolWaterfrontFireplace

Inside

FlooringCarpet · Tile
AppliancesCooktop · Range · Refrigerator
InteriorOther
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2025)$14,982/yr

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,905 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$1,249
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$8,905/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,249
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tarpon Springs actives

$456 vs $245

Days on market

22 vs 46 typical

Where $456/sqft sits among the 268 Tarpon Springs actives

69
74
65
23
14
23 · this home
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 425 CRAIG DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$439K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

142 of 268

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 321% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $1,299,000 · 22 days on market since
1967Built · LAKE BUTLER VILLA COS SUB

Reality check

What actually sold near 425 CRAIG DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1125 W CURLEW PLSold · Feb ’26

$1,000,000

1125 W CURLEW PL

4 bd · 2.5 ba · 2,666 sqft · $375/sqft · 135 DOM

1673 OAK PARK COURTSold · Sep ’25

$742,500

1673 OAK PARK COURT

4 bd · 3 ba · 3,093 sqft · $240/sqft · 18 DOM

1117 S FLORIDA AVENUESold · Aug ’25

$635,000

1117 S FLORIDA AVENUE

3 bd · 2 ba · 2,444 sqft · $260/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 425 CRAIG DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 425 CRAIG DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

425 CRAIG DRIVE FAQs

What would the monthly payment be for 425 CRAIG DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 425 CRAIG DRIVE?+

The most recent tax bill on record (2025) was $14,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tarpon Springs?+

At $1,299,000, this home is listed about 202% above the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.

Which schools are assigned to 425 CRAIG DRIVE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,299,000 runs 321% above the TARPON SPRINGS 34689 median — but at 2,846 sqft it's also 60% larger than the typical Tarpon Springs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TARAPANI BANTHER & ASSOC LLC · David Banther. MLS #W7887593.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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