David Ramirez
$645,0004 bd3 ba2,478 sqft$260 /sqft$3,916 /mo all-in ↓

16098 MELLON ROAD, WEEKI WACHEE, FL, 34614

Active21 days on marketListed Jul 11, 2026MLS #W7887563

New constructionSingle Family ResidenceROYAL HIGHLANDS

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Upcoming open house

Sat, Aug 1

11:00 AM – 2:00 PM

About this home

16098 MELLON ROAD

Virtually Staged. Luxury Meets Livability in This Brand-New Custom Home Welcome to exceptional craftsmanship and timeless design at 16098 Mellon Road, where every finish, fixture, and feature has been thoughtfully selected to create a home that is as functional as it is beautiful. Situated on a private ½-acre homesite, this brand-new 4-bedroom, 3-bathroom, 3-car garage residence offers 2,478 square feet of impeccably designed living space with upgrades that are rarely found at this price point. From the moment you arrive, the paver driveway and entryway create an impressive first impression, leading to a welcoming front porch finished with a tongue-and-groove wood ceiling. Inside, soaring ceilings and an expansive open floor plan immediately showcase the quality construction and attention to detail throughout. The heart of the home is a spectacular great room where the kitchen, dining area and family room seamlessly flow together beneath a stunning coffered ceiling accented with rich wood beams. A striking floor-to-ceiling fireplace feature wall creates the perfect focal point for entertaining or relaxing. The designer kitchen is both elegant and functional, featuring abundant cabinetry, quartz countertops, a large center island, premium finishes and a layout designed for everyday living. Just beyond the kitchen, you'll find a beautifully designed butler's pantry/coffee bar, while across the hall a generous walk-in pantry provides exceptional storage before leading into a spacious laundry room complete with custom cabinetry and a tasteful designer pop of color. The owner's suite offers a true retreat, featuring a spacious bedroom and an elegant spa-inspired bathroom with a freestanding soaking tub, oversized walk-in shower, dual vanities and luxurious finishes. The custom walk-in closet is thoughtfully designed with built-in shelving and organization to maximize every inch of space. The split-bedroom floor plan provides outstanding privacy. One guest bedroom serves as a private en-suite, making it ideal for visitors or multigenerational living, while two additional bedrooms share a beautifully appointed guest bath. Outdoor living has not been overlooked. The covered lanai features tile flooring, another tongue-and-groove wood ceiling and a fully equipped outdoor kitchen, creating the perfect setting for entertaining year-round while overlooking the spacious backyard. The professionally landscaped yard is complete with an irrigation system, ensuring easy maintenance and lasting curb appeal. Throughout the home you'll appreciate premium finishes including custom cabinetry, designer lighting, upscale tile work, elegant hardware, luxury flooring and carefully selected architectural details that elevate every room. This is not a builder-grade home - it's a thoughtfully crafted residence where no detail has been overlooked. Every space has been designed with quality, comfort and modern Florida living in mind. If you've been searching for a home that combines luxury finishes, intelligent design and exceptional craftsmanship on a generous homesite, 16098 Mellon Road is ready to exceed your expectations. Luxury. Functionality. Craftsmanship. Welcome Home.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,478

Sqft

0.5 ac

Lot size

3

Garage

2026

Year built

One

Levels

$260

Per sqft

Fireplace

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Side
ExteriorIrrigation System · Outdoor Kitchen

Community & fees

Taxes (2025)$401/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,916 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$33
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,500
Interest rate6.00%
Loan term

Estimated payment

$3,916/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$33
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$392KedgeAI estimate $438,466 · range $408K$497K$671K

vs edgeAI estimate

+47.1%

$/sqft vs ROYAL HIGHLANDS

$260 vs $200

Days on market

21 vs 40 typical

Where $260/sqft sits among the 135 homes for sale in ROYAL HIGHLANDS

30
42
30
15
10 · this home
8
$162–182$182–202$202–223$223–243$243–263$263+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Royal Highlands

Map of 16098 MELLON ROAD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

Royal Highlands — neighborhood snapshot

Population

7,281

Median age

44

Median income

$86,157

Median home value

$281,096

Avg household

3

Households w/ children

804

For the school run

Hernando County School District

HighWeeki Wachee High School★★★★★
ElementaryWinding Waters K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$357K$360K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

66 of 135

ROYAL HIGHLANDS have cut their price

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 224% above the WEEKI WACHEE 34614 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

Jul 11, 2026Listed at $645,000 · 21 days on market since
2026Built · ROYAL HIGHLANDS

Reality check

What actually sold near 16098 MELLON ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11180 FLOCK AVENUESold · Dec ’25

$615,000

11180 FLOCK AVENUE · same community

4 bd · 2 ba · 2,414 sqft · $255/sqft · 8 DOM

11780 OSPREY AVENUESold · Dec ’25

$420,000

11780 OSPREY AVENUE · same community

3 bd · 3.5 ba · 2,396 sqft · $175/sqft · 4 DOM

9170 BUNTING ROADSold · Dec ’25

$565,000

9170 BUNTING ROAD · same community

4 bd · 2.5 ba · 2,655 sqft · $213/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16098 MELLON ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16098 MELLON ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16098 MELLON ROAD FAQs

What would the monthly payment be for 16098 MELLON ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,916/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16098 MELLON ROAD?+

The most recent tax bill on record (2025) was $401. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Weeki Wachee?+

At $645,000, this home is listed about 63% above the Weeki Wachee median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16098 MELLON ROAD?+

Weeki Wachee High School (high), Winding Waters K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMAN REALTY GROUP INC · Elizabeth Limestahl. MLS #W7887563.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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