12542 AMBER CREEK CIRCLE, LAKEWOOD RANCH, FL, 34211
Pending34 days on marketListed Jul 10, 2026MLS #W7887549
About this home
12542 AMBER CREEK CIRCLE
Quick Move-in townhome with partial water view. Low-maintenance townhomes in a CDD-free community. A 150 miles of trails, paths, and boardwalks winding through wildlife habitats and lakes. And 30 minutes to top beaches in Bradenton and Sarasota. You’ll be just minutes away from shopping, dining, arts, entertainment, and recreation. The Mayport. Enter your one-car garage attached home through the covered front porch. The welcoming foyer leads your eye to your spacious living area. Gather in your great room with friends and family before enjoying a home cooked meal prepared in your charming kitchen and served on the large island. Upstairs, two bedrooms and a full bath offer privacy for guests. A conveniently placed second floor washer and dryer make laundry easy. Your luxury owner’s suite includes two large walk-in closets and a spa-like dual vanity bath. The Mayport is a must-see. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,674
Sqft
0.07 ac
Lot size
1
Garage
2026
Year built
Two
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,501 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,813/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Lakewood Ranch actives
$203 vs $280
Days on market
34 vs 55 typical
Where $203/sqft sits among the 257 Lakewood Ranch actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
LAKEWOOD RANCH 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$577K → $600K
Lakewood Ranch median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
123 of 257
Lakewood Ranch actives have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 12542 AMBER CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$306,990
12438 AMBER CREEK CIRCLE · same community
3 bd · 2.5 ba · 1,674 sqft · $183/sqft · 13 DOM
Sold · Sep ’25$294,000
12442 AMBER CREEK CIRCLE · same community
3 bd · 2.5 ba · 1,674 sqft · $176/sqft · 168 DOM
Sold · Apr ’26$299,990
12343 AMBER CREEK CIRCLE · same community
3 bd · 2.5 ba · 1,674 sqft · $179/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12542 AMBER CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12542 AMBER CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12542 AMBER CREEK CIRCLE FAQs
What would the monthly payment be for 12542 AMBER CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,501/mo — principal and interest, estimated property taxes, the $189/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12542 AMBER CREEK CIRCLE?+
The association fee works out to $189 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12542 AMBER CREEK CIRCLE?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12542 AMBER CREEK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $339,990, this home is listed about 43% below the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12542 AMBER CREEK CIRCLE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7887549.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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