6147 W SETTLER DRIVE, BEVERLY HILLS, FL, 34465
Active16 days on marketListed Jul 9, 2026MLS #W7887516
About this home
6147 W SETTLER DRIVE
Beautifully appointed and only two years old, this 3-bedroom, 2-bath residence offers a clean, cohesive aesthetic with wood-look tile flooring throughout. The kitchen features an island for food prep, and a counter with seating, creating an ideal space for everyday living and entertaining. Large windows bring in abundant natural light, enhancing the home’s open and welcoming feel. A screened front entry and screened rear porch extend the living space outdoors, while the fully fenced backyard provides versatility for pets or horses. The property backs directly to the 27-mile horse trail that winds through Pine Ridge Estates, offering exceptional access for riding and outdoor enjoyment. Additional features include a 50-amp RV or generator hook-up, epoxied garage and back porch floors, and a spacious primary suite with room for an office. Pine Ridge is a highly sought-after community known for its proximity to the Gulf of Mexico, central location within the county, expanding local shopping and dining options, and convenient commute to Tampa. This home blends modern comfort with the unique lifestyle opportunities Pine Ridge Estates is known for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,829
Sqft
1.06 ac
Lot size
2
Garage
2024
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.7%
$/sqft vs PINE RIDGE UNIT 01
$245 vs $223
Days on market
16 vs 28 typical
Where $245/sqft sits among the 13 homes for sale in PINE RIDGE UNIT 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Beverly Hills
Get to know Beverly Hills. See the full Beverly Hills guide →
BEVERLY HILLS 34465 — neighborhood snapshot
Population
18,514
Median age
57.7
Median income
$55,513
Median home value
$233,000
Avg household
2.16
Households w/ children
1,201
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Beverly Hills market
$224K → $380K
Beverly Hills median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
5 of 13
PINE RIDGE UNIT 01 have cut their price
Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 6147 W SETTLER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$380,000
5932 N FLAGSTAFF AVENUE · same community
4 bd · 2 ba · 1,823 sqft · $208/sqft · 19 DOM
Sold · Sep ’25$347,000
4749 N PINK POPPY DRIVE · same community
3 bd · 2 ba · 1,859 sqft · $187/sqft · 135 DOM
Sold · Aug ’25$460,000
5079 W PINTO LOOP · same community
3 bd · 2 ba · 1,711 sqft · $269/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6147 W SETTLER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6147 W SETTLER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6147 W SETTLER DRIVE FAQs
What would the monthly payment be for 6147 W SETTLER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,359/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6147 W SETTLER DRIVE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6147 W SETTLER DRIVE?+
The most recent tax bill on record (2025) was $4,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6147 W SETTLER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Beverly Hills?+
At $449,000, this home is listed about 42% above the Beverly Hills median of $315,350. The market section on this page shows how the area is trending.
Which schools are assigned to 6147 W SETTLER DRIVE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Robert Schroeder. MLS #W7887516.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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