3926 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active14 days on marketListed Jul 9, 2026MLS #W7887475
About this home
3926 SOUTHERN VALLEY LOOP
Virtually Staged. This stunning home built by semi-custom builder Spire Homes abounds with beautiful interior appointments and is located on one of the largest homesites within the community! This amazing home is beautifully positioned within the premier golf course and lifestyle community of Southern Hills Plantation. The lovely front exterior entry creates a warm and welcoming ambiance. Starting at the entry foyer, you will walk into a fabulous open, airy and spacious floor plan. This home features a gourmet, chef's delight kitchen with a massive island opening to the great room, allowing for ease of conversation and entertaining. The wood soft-close cabinetry throughout this beautiful home includes high-end quartz countertops, subway tile backsplash, and under-mount lighting with dimmers. You'll also love the 5-burner gas cooktop, gas tankless water heater and pre-plumbing, giving you the choice of gas or electric dryer. A 13 foot long walk-through pantry and an en-suite guest bed/bath offer fabulous uniqueness to this home. You will love the 8-foot doors and 5 1/4" baseboards throughout. The owner's suite and bath are awe-inspiring. LVP flooring in all main living areas comes with a lifetime residential warranty for further peace of mind. The expansive 35' extended lanai offers Florida outdoor living at its best. The lanai also offers a pre-plumbed gas drop for the further enjoyment of outdoor living and entertainment. The oversized side-entry garage allows for significant extra storage and sets the tone for the home's exterior ambiance. The homesite is oversized, measuring more than 260' deep, providing a very private backyard with a view of mature trees. Southern Hills Plantation offers a premier, manned and gated entrance and showcases a Pete Dye 18-hole Signature Golf Course. The elegant Southern Hills Clubhouse overlooks stunning rolling topography and the golf course. You'll love the Har-Tru clay surface tennis courts, pickleball courts, a full-service fitness center, swimming pool and spa, formal and informal restaurants, a putting green and driving range! If you are looking for a fabulous new home in a premier community, this home is for you! All information in this listing is intended to be accurate and is not warranted. The buyer or buyer's agent should verify all information.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,606
Sqft
0.47 ac
Lot size
2
Garage
2024
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,129 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,129/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.5%
Days on market
14 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3926 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3926 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3926 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 3926 SOUTHERN VALLEY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,129/mo — principal and interest, the actual property-tax bill, the $185/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3926 SOUTHERN VALLEY LOOP?+
The association fee works out to $185 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3926 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $2,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3926 SOUTHERN VALLEY LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $620,000, this home is listed about 85% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3926 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TROPIC SHORES REALTY LLC · Debbie Wells. MLS #W7887475.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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