David Ramirez
$775,0003 bd2.5 ba2,611 sqft$297 /sqft$5,388 /mo all-in ↓

35940 RAMSEY RIDGE DRIVE, DADE CITY, FL, 33523

Active27 days on marketListed Jul 9, 2026MLS #W7887381

Single Family ResidenceRAMSEY RIDGE

About this home

35940 RAMSEY RIDGE DRIVE

Virtually Staged. One or more photo(s) have been virtually staged. Welcome to your dream home on 0.90 acres! This stunning custom built 2024 farmhouse blends timeless design with modern luxury and exceptional craftsmanship. From the moment you arrive, you’ll be captivated by the beautiful curb appeal featuring brick accents, a board and batten exterior finish constructed of concrete for durability and longevity, and a spacious covered front porch that welcomes you to a grand double door entry. As you step inside, you’ll immediately appreciate the open concept floor plan filled with natural light, soaring ceilings, and thoughtfully designed living spaces that are perfect for everyday living and entertaining. The spacious living room features a stylish wet bar, creating the perfect place to gather with family and friends. The chef’s kitchen is truly the heart of the home, showcasing a large center island with seating, a cooktop with hood, a wall oven, a drawer microwave, a farmhouse style sink, and abundant cabinetry. Tucked behind a charming sliding farmhouse door is an impressive butler’s pantry, offering exceptional storage and prep space. Designed with both comfort and functionality in mind, this home offers three spacious bedrooms, two and a half bathrooms, and a dedicated office complete with custom executive built ins. The guest bedrooms are connected by a convenient Jack and Jill bathroom, providing both privacy and convenience for family and guests. Privately situated, the luxurious primary suite serves as a true retreat. Relax in the spa inspired en suite featuring a freestanding soaking tub, dual vanities, an oversized walk in shower, and an expansive California style walk in closet with custom built ins. The well appointed laundry room offers built in cabinetry and a utility sink, providing additional convenience and storage. Additional energy efficient features include spray foam insulation in the attic, enhancing year round comfort and improving the home’s overall energy performance. Step outside to the screened rear lanai, complete with an outdoor kitchen, creating the perfect setting for year round Florida entertaining. The expansive backyard provides ample space for future customization and endless possibilities. Ideally located in Dade City, this exceptional home offers convenient access to the charm of historic downtown, local dining, shopping, parks, and community events. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,611

Sqft

0.9 ac

Lot size

2

Garage

2024

Year built

One

Levels

$297

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorHigh Ceilings · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOutdoor Grill · Outdoor Kitchen

Community & fees

HOA fee$50/mo
Taxes (2025)$8,471/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,388 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$706
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,388/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$706
HOA / condo fee$50
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$427KedgeAI estimate $518,077 · range $444K$571K$806K

vs edgeAI estimate

+49.6%

$/sqft vs Dade City actives

$297 vs $191

Days on market

27 vs 40 typical

Where $297/sqft sits among the 323 Dade City actives

153
89
34 · this home
15
11
21
$128–187$187–245$245–303$303–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Map of 35940 RAMSEY RIDGE DRIVE

Drive times from this address

Downtown Tampa48 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33523 — neighborhood snapshot

Population

19,296

Median age

40.6

Median income

$60,897

Median home value

$231,700

Avg household

2.79

Households w/ children

2,208

For the school run

Pasco County School District

ElementaryRodney B. Cox Elementary School★★★★
MiddlePasco Middle School★★★★
HighPasco High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$340K$354K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

164 of 323

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 199% above the DADE CITY 33523 median. See the full Dade City market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $775,000 · 27 days on market since
2024Built · RAMSEY RIDGE

Reality check

What actually sold near 35940 RAMSEY RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35940 RAMSEY RIDGE DRIVESold · Jun ’26

$700,000

35940 RAMSEY RIDGE DRIVE · same community

3 bd · 2.5 ba · 2,611 sqft · $268/sqft · 9 DOM

13352 KENT BRADLEY STREETSold · Oct ’25

$331,000

13352 KENT BRADLEY STREET

4 bd · 2.5 ba · 2,450 sqft · $135/sqft · 46 DOM

35316 VALLEY RIDGE ROADSold · Jun ’26

$326,950

35316 VALLEY RIDGE ROAD

4 bd · 2 ba · 2,362 sqft · $138/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 35940 RAMSEY RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35940 RAMSEY RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

35940 RAMSEY RIDGE DRIVE FAQs

What would the monthly payment be for 35940 RAMSEY RIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,388/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 35940 RAMSEY RIDGE DRIVE?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 35940 RAMSEY RIDGE DRIVE?+

The most recent tax bill on record (2025) was $8,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35940 RAMSEY RIDGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $775,000, this home is listed about 96% above the Dade City median of $394,940. The market section on this page shows how the area is trending.

Which schools are assigned to 35940 RAMSEY RIDGE DRIVE?+

Rodney B. Cox Elementary School (elementary), Pasco Middle School (middle), Pasco High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KW REALTY ELITE PARTNERS · Dominick Sim. MLS #W7887381.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Dade City homes, in your inbox

Like 35940 RAMSEY RIDGE DRIVE but not quite? A daily digest of every new listing in Dade City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 5, 2026 at 6:21 PM UTC. The listing information on this page last changed on August 5, 2026 at 6:21 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 5, 2026 at 6:21 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 5, 2026 at 6:21 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.