David Ramirez
$105,0002 bd1 ba720 sqft$146 /sqft$1,417 /mo all-in ↓

8440 OLD POST ROAD UNIT 202, PORT RICHEY, FL, 34668

Active19 days on marketListed Jul 14, 2026MLS #W7887344

Priced 58% below the PORT RICHEY 34668 medianCondominiumROYAL RICHEY VILLAGE CONDO 01

About this home

8440 OLD POST ROAD UNIT 202

This well-maintained 2-bedroom, 1-bath second-floor unit is currently rented for $1,070 per month with a lease in place through February 28, 2027, making it an excellent investment opportunity. The home features tile flooring in the kitchen, black appliances, laminate wood flooring in the living room, and comfortable carpeting in both bedrooms. Enjoy the elevated second-story location with a private patio, perfect for relaxing with evening tea. Community amenities include an on-site laundry facility and a refreshing swimming pool. Conveniently located near local parks, Walmart Supercenter, and the newly renovated Gulf View Square Mall, this property offers easy access to shopping, dining, and everyday conveniences. Whether you're looking to add to your investment portfolio or secure a future home, this affordable property offers great value in a convenient location.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

720

Sqft

0.02 ac

Lot size

1977

Year built

One

Levels

$146

Per sqft

Garden view

Inside

FlooringCarpet · Laminate · Tile
AppliancesRange · Refrigerator
InteriorHigh Ceilings · L Dining
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewGarden
FacesNorth
ExteriorPrivate Mailbox · Sidewalk

Community & fees

HOA fee$493/mo
Taxes (2025)$1,196/yr
PetsCats OK, Dogs OK
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,417 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$618
FHA mortgage insurance (est.)$46
Property tax — 2025 actual bill$100
Condo fee — from the listing$493
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,675
Interest rate6.00%
Loan term

Estimated payment

$1,417/mo

Principal & interest$618
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$100
HOA / condo fee$493
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Richey actives

$146 vs $193

Days on market

19 vs 38 typical

Where $146/sqft sits among the 324 Port Richey actives

54
64 · this home
95
57
26
28
$111–145$145–178$178–212$212–246$246–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Royal Richey Village

Map of 8440 OLD POST ROAD UNIT 202 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Richey. See the full Port Richey guide →

Royal Richey Village — neighborhood snapshot

Population

238

Median age

44

Median income

$48,476

Median home value

$225,000

Avg household

2

Households w/ children

26%

For the school run

Pasco County School District

ElementaryRichey Elementary School★★★★★
MiddleChasco Middle School★★★★
HighGulf High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Richey market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$250K$237K

Port Richey median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

172 of 324

Port Richey actives have cut their price

Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the PORT RICHEY 34668 median. See the full Port Richey market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $105,000 · 19 days on market since
1977Built · ROYAL RICHEY VILLAGE CONDO 01

Reality check

What actually sold near 8440 OLD POST ROAD UNIT 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5521 BAY BOULEVARD UNIT 101Sold · Aug ’25

$45,000

5521 BAY BOULEVARD UNIT 101 · same community

1 bd · 1 ba · 594 sqft · $76/sqft · 228 DOM

6526 CHAR LANESold · Mar ’26

$85,000

6526 CHAR LANE

3 bd · 2 ba · 720 sqft · $118/sqft · 213 DOM

7243 ROYAL PALM DRIVESold · Mar ’26

$155,000

7243 ROYAL PALM DRIVE

2 bd · 1 ba · 720 sqft · $215/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8440 OLD POST ROAD UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8440 OLD POST ROAD UNIT 202 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8440 OLD POST ROAD UNIT 202 FAQs

What would the monthly payment be for 8440 OLD POST ROAD UNIT 202?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,417/mo — principal and interest, the actual property-tax bill, the $493/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8440 OLD POST ROAD UNIT 202?+

The association fee works out to $493 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8440 OLD POST ROAD UNIT 202?+

The most recent tax bill on record (2025) was $1,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8440 OLD POST ROAD UNIT 202?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Richey?+

At $105,000, this home is listed about 59% below the Port Richey median of $259,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8440 OLD POST ROAD UNIT 202?+

Richey Elementary School (elementary), Chasco Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GREENLEE REALTY GROUP · Brande Greenlee. MLS #W7887344.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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