David Ramirez
$245,0003 bd2 ba1,380 sqft$178 /sqft$1,920 /mo all-in ↓

3220 E ROGERS STREET, INVERNESS, FL, 34453

Active24 days on marketListed Jun 30, 2026MLS #W7887243

Single Family ResidenceINVERNESS HLNDS UN 03

About this home

3220 E ROGERS STREET

Don’t miss this inviting 3-bedroom, 2-bath home in Inverness Highlands offering 1,380 square feet of comfortable, move-in-ready living space. Featuring a desirable split floor plan, cathedral ceilings, vinyl plank flooring, and an open layout, this home is designed for both everyday living and easy entertaining. The spacious kitchen is a standout with stainless steel appliances, a large breakfast bar, abundant counter space, and a seamless flow into the main living area. Both bathrooms feature tiled showers, giving the home a clean, updated feel. Step outside and enjoy a completely fenced backyard with plenty of room for pets, play, gardening, weekend gatherings, or even a future pool. The 2-car attached garage adds convenience and storage, while the location keeps is convenient to shopping, dining, and everyday essentials. This Inverness Highlands home checks the boxes for comfort, function, and location — schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,380

Sqft

0.22 ac

Lot size

2

Garage

2007

Year built

One

Levels

$178

Per sqft

Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingGarage Door Opener
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$2,510/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Underground Utilities
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,920 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,575
Interest rate6.00%
Loan term

Estimated payment

$1,920/mo

Principal & interest$1,442
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$221KedgeAI estimate $241,709 · range $230K$251K$261K

vs edgeAI estimate

+1.4%

$/sqft vs Inverness actives

$178 vs $179

Days on market

24 vs 25 typical

Where $178/sqft sits among the 195 Inverness actives

33
71 · this home
43
23
11
14
$97–139$139–180$180–222$222–264$264–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 3220 E ROGERS STREET

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

ElementaryHernando Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

91 of 195

Inverness actives have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 391% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

Jun 30, 2026Listed at $245,000 · 24 days on market since
2007Built · INVERNESS HLNDS UN 03

Reality check

What actually sold near 3220 E ROGERS STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

383 S ROOKS AVENUESold · Nov ’25

$184,500

383 S ROOKS AVENUE

2 bd · 2 ba · 1,382 sqft · $134/sqft · 43 DOM

3685 E RIDGECREST COURTSold · Feb ’26

$145,000

3685 E RIDGECREST COURT

3 bd · 2 ba · 1,344 sqft · $108/sqft · 2 DOM

3011 E GRIFFIN STREETSold · May ’26

$285,000

3011 E GRIFFIN STREET

3 bd · 2 ba · 1,450 sqft · $197/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3220 E ROGERS STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3220 E ROGERS STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3220 E ROGERS STREET FAQs

What would the monthly payment be for 3220 E ROGERS STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3220 E ROGERS STREET?+

The most recent tax bill on record (2025) was $2,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Inverness?+

At $245,000, this home is listed about 5% below the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3220 E ROGERS STREET?+

Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TROPIC SHORES REALTY LLC · Jodie Dial. MLS #W7887243.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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