David Ramirez
$425,0003 bd2 ba2,162 sqft$197 /sqft$3,515 /mo all-in ↓

7154 MELOGOLD CIRCLE, LAND O LAKES, FL, 34637

Active30 days on marketListed Jul 2, 2026MLS #W7887219

WaterfrontSingle Family ResidenceGROVES PH 01A

About this home

7154 MELOGOLD CIRCLE

"CUSTOM BUILT WINJAMMER HOME OVER LOOKING POND AND GOLF COURSE". This home has 3bed/2bath plus Office-Den...A Rare find on one of the premier holes of the Groves Golf Course. Kitchen has all stainless steel appliances. Custom cabinets and Corian counter tops. Laundry room off kitchen has Washer and Dryer and Utility sink. Plantation Shutters on all front windows. Fans and Lighting in all rooms. Upgraded Floors in all rooms. Large Master Bedroom has sliding doors out to the Lanai, Overlooking Beautiful view of the Golf Course, and Double walk-in closets. Master Bath has Double sinks, walk-in shower and garden tub. Two other bedrooms on other side of house have large closets. Second bathroom has door going out to the Lanai. Office-Den is off the Great room. COME AND SHOW TODAY. HOA includes Internet, cable and lawn. DRIVEWAY/WALKWAY TO FRONT DOOR AND LANAI HAVE PAVERS. THE GROVES IS A ACTIVE ADULT GOLF COURSE COMMUNITY WITH PRO SHOP, CLUB HOUSE, BALL ROOM, WORK OUT ROOM, LIBRARY, CRAFT ROOM, CARD ROOM, RESTAURANT AND BAR. OUTSIDE YOU WILL FIND HEATED POOL AND SPA, TENNIS COURTS, BOCCE, PICKLE BALL COURTS, DOG PARKS. RIGHT OUTSIDE THE GATE IS A PUBLIX SHOPPING CENTER WITH SHOPS, BANK, HAIR AND NAIL SALONS AND A MIX OF RESTAURANTS.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,162

Sqft

0.21 ac

Lot size

2

Garage

2003

Year built

One

Levels

$197

Per sqft

WaterfrontGolf Course & Water view55+ community

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewGolf Course · Water
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$172/mo
Taxes (2025)$5,921/yr
PetsCats OK, Dogs OK
CommunityFishing · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Racquetball · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,515 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$493
HOA fee — from the listing$172
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,515/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$493
HOA / condo fee$172
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$388KedgeAI estimate $430,897 · range $404K$443K$461K

vs edgeAI estimate

−1.4%

$/sqft vs GROVES PH 01A

$197 vs $214

Days on market

30 vs 32 typical

Where $197/sqft sits among the 8 homes for sale in GROVES PH 01A

2
1 · this home
1
1
2
1
$176–188$188–200$200–213$213–225$225–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groves

Map of 7154 MELOGOLD CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

Groves — neighborhood snapshot

Population

3,193

Median age

47

Median income

$94,170

Median home value

$377,881

Avg household

3

Households w/ children

500

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$423K$428K

Land O Lakes median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

3 of 8

GROVES PH 01A have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the LAND O LAKES 34637 median. See the full Land O Lakes market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $425,000 · 30 days on market since
2003Built · GROVES PH 01A

Reality check

What actually sold near 7154 MELOGOLD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7850 GENOA LANESold · Mar ’26

$444,400

7850 GENOA LANE · same community

3 bd · 2 ba · 1,884 sqft · $236/sqft · 7 DOM

7519 BERNA LANESold · Feb ’26

$348,500

7519 BERNA LANE · same community

3 bd · 2 ba · 1,804 sqft · $193/sqft · 59 DOM

7535 BERNA LANESold · Oct ’25

$385,000

7535 BERNA LANE · same community

3 bd · 2 ba · 1,718 sqft · $224/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7154 MELOGOLD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7154 MELOGOLD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7154 MELOGOLD CIRCLE FAQs

What would the monthly payment be for 7154 MELOGOLD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,515/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7154 MELOGOLD CIRCLE?+

The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7154 MELOGOLD CIRCLE?+

The most recent tax bill on record (2025) was $5,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7154 MELOGOLD CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $425,000, this home is listed about 3% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.

Which schools are assigned to 7154 MELOGOLD CIRCLE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 10% above the LAND O LAKES 34637 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXCEPTIONAL REAL ESTATE · Sarah Romanell. MLS #W7887219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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