3068 E DORCHESTER DRIVE, PALM HARBOR, FL, 34684
Pending26 days on marketListed Jun 29, 2026MLS #W7887179
About this home
3068 E DORCHESTER DRIVE
Move-in ready 3/2/2 (third bedroom is a flexible office/den and does not have a traditional closet) in the highly sought-after 55+ golf community of Highland Lakes. Offering a spacious and functional layout, this home features both a formal living room and a separate family room, providing plenty of space for everyday living and entertaining. The updated kitchen is designed with both style and function in mind, featuring granite countertops, an attractive tile backsplash, additional cabinetry for exceptional storage, black stainless steel appliances, and a breakfast bar overlooking the main living area. Laminate flooring flows throughout the home, creating a warm and inviting atmosphere. The flexible office/den/3rd bedroom offers the perfect space for a home office, hobby room, or guest accommodations. The enclosed Florida room is equipped with its own mini-split HVAC system, creating comfortable, year-round living space ideal for relaxing, crafting, or enjoying your morning coffee. There's also a screened porch and patio for added outdoor space. Additional features include plantation shutters, updated lighting and ceiling fans, abundant storage, and an oversized primary ensuite with a walk-in closet and sitting area. Highland Lakes is one of Palm Harbor's premier active adult communities, offering an impressive array of amenities including three executive golf courses, clubhouses, heated pools and spa, tennis and pickleball courts, shuffleboard, fitness opportunities, arts and crafts, numerous social clubs, and Lake Tarpon access with a community lodge, boat ramp, fishing pier, and free RV/boat storage available for residents. Conveniently located with shopping, restaurants, medical facilities, downtown Palm Harbor, the Tarpon Springs Sponge Docks, Honeymoon Island, and Gulf beaches, this home offers the perfect combination of comfort, recreation, and the Florida lifestyle. Schedule your private showing today! Permits indicate the HVAC is from 2016.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,642
Sqft
0.2 ac
Lot size
2
Garage
1980
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,394 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,394/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
Days on market
26 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3068 E DORCHESTER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3068 E DORCHESTER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3068 E DORCHESTER DRIVE FAQs
What would the monthly payment be for 3068 E DORCHESTER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,394/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3068 E DORCHESTER DRIVE?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3068 E DORCHESTER DRIVE?+
The most recent tax bill on record (2025) was $2,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3068 E DORCHESTER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $450,000, this home is listed about 20% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3068 E DORCHESTER DRIVE?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REALTY EXECUTIVES AMERICA INC · Joshua Miller. MLS #W7887179.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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