4763 BRAYTON TERRACE N, PALM HARBOR, FL, 34685
Active43 days on marketListed Jun 25, 2026MLS #W7887047
About this home
4763 BRAYTON TERRACE N
Virtually Staged. Welcome home to this spacious five-bedroom, three-bath, three-car garage pool home perfectly situated on a tranquil pond in one of Palm Harbor's most desirable communities. Designed with both comfort and functionality in mind, this home features a split-bedroom floor plan and a versatile bonus room that can serve as a den, home office, playroom, or easily become a sixth bedroom by adding a closet. You'll love the inviting front porch with beautiful terracotta tile, soaring ceilings, elegant crown molding, and attractive laminate flooring throughout the main living areas. The spacious family room is highlighted by a cozy wood-burning fireplace, while the dinette overlooks the sparkling pool, in-ground spa, and peaceful pond views. The oversized primary suite offers a relaxing retreat, and the generously sized secondary bedrooms provide plenty of room. Additional features include an inside utility room, an oversized three-car garage, and a huge covered rear porch that's perfect for entertaining or simply enjoying Florida's outdoor lifestyle. Conveniently located near excellent shopping, restaurants, and everyday conveniences, this home also offers an easy commute to Clearwater and throughout the Tampa Bay area. Best of all, the property is zoned for highly rated schools, making this an exceptional place to call home.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,316
Sqft
0.69 ac
Lot size
3
Garage
1989
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,301 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,301/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.1%
$/sqft vs Palm Harbor actives
$205 vs $263
Days on market
43 vs 47 typical
Where $205/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lansbrook Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lansbrook Village — neighborhood snapshot
Population
5,604
Median age
49
Median income
$140,957
Median home value
$625,945
Avg household
3
Households w/ children
606
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
223 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4763 BRAYTON TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$860,000
4647 BERWYN COURT · same community
5 bd · 3.5 ba · 3,044 sqft · $283/sqft · 59 DOM
Sold · Mar ’26$725,000
4535 BARDSDALE DRIVE · same community
4 bd · 3 ba · 2,782 sqft · $261/sqft · 217 DOM
Sold · Nov ’25$735,000
4486 BERISFORD BOULEVARD · same community
4 bd · 3 ba · 2,762 sqft · $266/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4763 BRAYTON TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4763 BRAYTON TERRACE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4763 BRAYTON TERRACE N FAQs
What would the monthly payment be for 4763 BRAYTON TERRACE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,301/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4763 BRAYTON TERRACE N?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4763 BRAYTON TERRACE N?+
The most recent tax bill on record (2025) was $13,296. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4763 BRAYTON TERRACE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $679,500, this home is listed about 79% above the Palm Harbor median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4763 BRAYTON TERRACE N?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$679,500 runs 81% above the PALM HARBOR 34685 median — but at 3,316 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Tarpon Springs Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $699,900, now $679,500 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAM REALTY ADVISORS INC · Roy Barnhart. MLS #W7887047.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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