3240 SEA GRAPE DRIVE, HERNANDO BEACH, FL, 34607
Active31 days on marketListed Jun 22, 2026MLS #W7886981
About this home
3240 SEA GRAPE DRIVE
BUILD YOUR COASTAL DREAM HOME IN HERNANDO BEACH WHILE WATERFRONT PRICES ARE STILL AFFORDABLE! This 50 x 100 Vacant Waterfront Lot is located in Hernando Beach Middle, one of the Nature Coast's charming waterfront communities offering access to the saltwater side through the Hernando Beach Community Boat Lift. This desirable section of Hernando Beach has NO HOA & NO DEED RESTRICTIONS, giving you more flexibility to create the coastal home, vacation retreat or investment property you have been dreaming about. Hernando Beach is also a popular area for vacation rentals, making this an exciting opportunity for those looking to build a full-time residence, second home or income-producing getaway. Enjoy the laid-back waterfront lifestyle surrounded by canals, boating, fishing, kayaking, scalloping, local marinas, waterfront restaurants & the relaxed Florida lifestyle. Hernando Beach continues to be a sought-after destination for buyers who want the waterfront lifestyle without the higher prices found in many other coastal communities. Bring your builder, your vision & your love for the water--Hernando Beach is calling!
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$774 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$774/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3240 SEA GRAPE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3240 SEA GRAPE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3240 SEA GRAPE DRIVE FAQs
What would the monthly payment be for 3240 SEA GRAPE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $774/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3240 SEA GRAPE DRIVE?+
The most recent tax bill on record (2025) was $909. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $85,000, this home is listed about 84% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3240 SEA GRAPE DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7886981.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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