11340 CARRIAGE HILL DRIVE UNIT 4, PORT RICHEY, FL, 34668
Active48 days on marketListed Jun 24, 2026MLS #W7886975
About this home
11340 CARRIAGE HILL DRIVE UNIT 4
Welcome to easy Florida living in the desirable 55+ Timber Oaks Fairway Villas community! This beautifully maintained 2-bedroom, 2-bathroom condominium is being sold fully furnished, making it truly move-in ready simply bring your suitcase and start enjoying the Florida lifestyle. Designed for comfort and convenience, the bright, open floor plan offers spacious living and dining areas that flow seamlessly into the home's standout feature a large enclosed screened lanai. This inviting space serves as your own private retreat, perfect for enjoying morning coffee, reading a good book, or relaxing with peaceful evening sunsets while taking in Florida's beautiful weather. The kitchen is equipped with stainless steel appliances that are approximately 1½ years old, offering both style and functionality. Recent updates provide added value and peace of mind, including a new A/C (2024), new water heater (2024), new lanai windows (approximately 6 months old), updated blinds (approximately 2 years old), and carpet replaced approximately 3 years ago. Designed for low-maintenance living, the home also includes covered carport parking, allowing you to spend more time enjoying the exceptional community amenities. Residents of Timber Oaks have access to a beautiful clubhouse, sparkling swimming pool, tennis courts, and an active social calendar, making it easy to enjoy everything this wonderful community has to offer. Whether you're searching for a full-time residence or the perfect seasonal retreat, this lovingly maintained, fully furnished condominium offers exceptional value and the carefree Florida lifestyle you've been looking for. With many of the major mechanical updates already completed, the next owner can simply move in and start enjoying their new home. Bonus: This home is eligible for Conventional financing with 0% down, NO PMI, and up to a $5,500 lender credit for qualified buyers. Additional information is available in the attachments.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
978
Sqft
0.02 ac
Lot size
1979
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,166 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,166/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs TIMBER OAKS FAIRWAY VILLAS
$128 vs $134
Days on market
48 vs 40 typical
Where $128/sqft sits among the 9 homes for sale in TIMBER OAKS FAIRWAY VILLAS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 9
TIMBER OAKS FAIRWAY VILLAS have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11340 CARRIAGE HILL DRIVE UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$97,000
11203 PEMBRIDGE COURT UNIT 1 · same community
2 bd · 2 ba · 978 sqft · $99/sqft · 12 DOM
Sold · May ’26$80,000
11204 PEMBRIDGE COURT UNIT 4 · same community
2 bd · 2 ba · 978 sqft · $82/sqft · 160 DOM
Sold · Jul ’26$100,000
11310 CARRIAGE HILL DRIVE UNIT 4 · same community
2 bd · 2 ba · 978 sqft · $102/sqft · 451 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11340 CARRIAGE HILL DRIVE UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11340 CARRIAGE HILL DRIVE UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11340 CARRIAGE HILL DRIVE UNIT 4 FAQs
What would the monthly payment be for 11340 CARRIAGE HILL DRIVE UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,166/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11340 CARRIAGE HILL DRIVE UNIT 4?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11340 CARRIAGE HILL DRIVE UNIT 4?+
The most recent tax bill on record (2025) was $1,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11340 CARRIAGE HILL DRIVE UNIT 4?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $124,900, this home is listed about 52% below the Port Richey median of $257,550. The market section on this page shows how the area is trending.
Which schools are assigned to 11340 CARRIAGE HILL DRIVE UNIT 4?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT RICHEY 34668 market on paper
$124,900 is 48% below the PORT RICHEY 34668 median of $240,000, and at $128/sqft it sits under the Port Richey average of $205.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $132,000, now $124,900 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLUEWATER BAY REALTY GROUP INC · Brenda Draper. MLS #W7886975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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