4925 S MORNINGSIDE TERRACE, HOMOSASSA, FL, 34446
Active48 days on marketListed Jun 19, 2026MLS #W7886914
About this home
4925 S MORNINGSIDE TERRACE
Build your Florida dream home minutes from the Springs on this beautiful 2.10 acre corner lot! Discover the perfect blend of privacy, nature, and opportunity on this spacious parcel in the highly sought-after Homosassa area. Offering ample space to build your dream home, this property features a mix of uplands and natural Florida landscape, creating a peaceful setting while maintaining convenient access to nearby amenities. Enjoy the best of the nature coast with world-renowned springs, boating, fishing, kayaking, and outdoor recreation just minutes away. Located near shopping, waterside dining, medical facilities, and an easy commute to the airport. This unique acreage offers endless possibilities, bring the toys and secure your slice of Old Florida paradise today. Buyers encouraged to perform their own due diligence regarding building plans and environmental requirements.
Facts & features
The home at a glance
2.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34446 — neighborhood snapshot
Population
18,797
Median age
61
Median income
$60,625
Median home value
$231,700
Avg household
2.19
Households w/ children
1,261
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4925 S MORNINGSIDE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$155,000
6295 W GREEN ACRES STREET · same community
2 bd · 2 ba · 784 sqft · $198/sqft · 66 DOM
Sold · Aug ’25$55,000
5240 S TERESA POINT · same community
2 bd · 2 ba · 840 sqft · $65/sqft · 426 DOM
Sold · Dec ’25$159,000
5210 S FOREST TERRACE · same community
2 bd · 1.5 ba · 924 sqft · $172/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4925 S MORNINGSIDE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4925 S MORNINGSIDE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4925 S MORNINGSIDE TERRACE FAQs
What would the monthly payment be for 4925 S MORNINGSIDE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $619/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4925 S MORNINGSIDE TERRACE?+
The most recent tax bill on record (2025) was $582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $64,900, this home is listed about 81% below the Homosassa median of $349,425. The market section on this page shows how the area is trending.
Which schools are assigned to 4925 S MORNINGSIDE TERRACE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOMOSASSA 34446 market on paper
$64,900 is 76% below the HOMOSASSA 34446 median of $275,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $69,900, now $64,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRIDGE POINT BUSINESS REAL EST · Tara McVicker. MLS #W7886914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Homosassa homes, in your inbox
Like 4925 S MORNINGSIDE TERRACE but not quite? A daily digest of every new listing in Homosassa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →