David Ramirez
$359,990$363,9903 bd2 ba2,021 sqft$178 /sqft$2,451 /mo all-in ↓

2578 WHITE LADYFISH ROAD, WIMAUMA, FL, 33598

Active42 days on marketListed Jun 20, 2026MLS #W7886869

Priced 3% below the Wimauma medianReduced $4KNew constructionSingle Family ResidenceCYPRESS RIDGE RANCH

About this home

2578 WHITE LADYFISH ROAD

Priced to sell with closing cost incentives available, plus a limited-time President’s Special offer incentive through July 30. The Panama floorplan offering style, comfort, and exceptional value! Beautifully designed 3-bedroom + private office, 2-bath home features 2,021 sq ft of thoughtfully designed living space with a stunning stone front elevation. Enjoy soaring 9’4” ceilings, luxury vinyl flooring throughout, and soft-close cabinetry in every space for a modern, elevated feel. The open-concept layout offers the perfect balance of comfort and functionality, while the private office provides flexible space for work, hobbies, or guests. Relax and enjoy added privacy with no rear neighbors. A fantastic opportunity for buyers seeking value, style, and privacy! Welcome to Cypress Ridge Ranch in Wimauma, Florida! Discover your dream home in a serene, amenity-rich community. Whether you're downsizing, looking for more space for your growing family, or a first-time buyer, we have the perfect home for you. There’s so much to do – in and around the community, like dipping your toes in our resort-style pool and cooling off in the cabanas, running around with the family in the fenced-in sports field, or having a friendly competition with your neighbors on one of our two private, pickleball courts. Wimauma offers a surprising array of activities for visitors to enjoy. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos. Schools: Elem: Wimauma Elementary School; Middle: Shields Middle School; HS: Morgan High School.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,021

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

One

Levels

$178

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2026)$0/yr
PetsNumber Limit
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Available · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,451 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2026 actual bill$0
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,781/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Est. property taxes$330
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$341KedgeAI estimate $366,164 · range $356K$388K$403K

vs edgeAI estimate

−1.7%

$/sqft vs CYPRESS RIDGE RANCH

$178 vs $184

Days on market

42 vs 44 typical

Where $178/sqft sits among the 8 homes for sale in CYPRESS RIDGE RANCH

1
1
2 · this home
1
1
2
$144–156$156–168$168–180$180–192$192–204$204+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wimauma

Map of 2578 WHITE LADYFISH ROAD

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wimauma. See the full Wimauma guide →

The numbers that matter

The Wimauma market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$369K$362K

Wimauma median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

1 of 8

CYPRESS RIDGE RANCH have cut their price

Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the Wimauma median. See the full Wimauma market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,990 $4K
Jun 20, 2026Listed at $363,990 · 42 days on market since
2026Built · CYPRESS RIDGE RANCH

Reality check

What actually sold near 2578 WHITE LADYFISH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2220 SCENIC PARK LOOPSold · Apr ’26

$344,990

2220 SCENIC PARK LOOP · same community

4 bd · 3 ba · 2,021 sqft · $171/sqft · 120 DOM

6045 WILD PETUNIA DRIVESold · Nov ’25

$387,010

6045 WILD PETUNIA DRIVE · same community

3 bd · 2 ba · 2,021 sqft · $191/sqft · 0 DOM

6069 DROPWORT DRIVESold · Apr ’26

$356,005

6069 DROPWORT DRIVE · same community

4 bd · 2.5 ba · 2,029 sqft · $175/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2578 WHITE LADYFISH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2578 WHITE LADYFISH ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2578 WHITE LADYFISH ROAD FAQs

What would the monthly payment be for 2578 WHITE LADYFISH ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,451/mo — principal and interest, estimated property taxes, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2578 WHITE LADYFISH ROAD?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2578 WHITE LADYFISH ROAD?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2578 WHITE LADYFISH ROAD?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wimauma?+

At $359,990, this home is listed about 3% below the Wimauma median of $370,000. The market section on this page shows how the area is trending.

Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7886869.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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