4293 RIVER BIRCH DRIVE, SPRING HILL, FL, 34607
Active36 days on marketListed Jun 17, 2026MLS #W7886801
About this home
4293 RIVER BIRCH DRIVE
The people spoke...and we listened. Substantial Price Reduction!!! Home needs some TLC and is well worth north of 600k when complete. Welcome to one of Lake in the Woods' premier waterfront opportunities! Nestled within this highly sought-after gated community, this impressive 4-bedroom, 4-bath pool home offers an exceptional combination of space, privacy, and breathtaking lake views. Boasting 3,519 square feet of heated and cooled living area and an impressive 5,326 total square feet under roof, this residence was designed for comfortable everyday living and memorable entertaining. From the moment you arrive, you'll appreciate the home's commanding presence, mature landscaping, and picturesque setting overlooking the water. Inside, you'll find generously sized living spaces, soaring ceilings, and a flexible floor plan that provides room for everyone. Large windows and glass doors frame beautiful lake views throughout much of the home, bringing natural light and the beauty of the outdoors inside. The spacious kitchen with porcelain tile, multiple gathering areas, and expansive outdoor living spaces create the perfect setting for hosting family and friends. Step outside and discover your own private Florida retreat. The oversized in-ground pool, featuring a rare 10-foot deep end, overlooks the tranquil lake and provides the ideal backdrop for enjoying Florida's year-round sunshine. Whether you're relaxing poolside, enjoying morning coffee with water views, or entertaining guests in the outdoor living area, this home embraces the Florida lifestyle. As the day winds down, enjoy spectacular sunset reflections across the lake from your backyard oasis, where shimmering water views and peaceful surroundings create an unforgettable setting for relaxation and entertaining. Major updates include a roof installed in 2021 and an air conditioning system replaced in 2017, providing peace of mind for years to come. While the home presents an outstanding foundation and has been well cared for over the years, it also offers exciting opportunities for a new owner to add personal touches and maximize its full potential. Residents of Lake in the Woods enjoy the security of a gated community along with amenities that include tennis courts, pickleball courts, a playground, and community gathering areas, all while maintaining convenient access to shopping, dining, medical facilities, and the Gulf Coast's natural attractions. Waterfront homes of this size and caliber in Lake in the Woods are a rare find. If you've been searching for a spacious lakefront residence with a pool, incredible views, and unlimited potential, this may be the opportunity you've been waiting for. Seller is motivated and open to all reasonable offers.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,519
Sqft
0.5 ac
Lot size
3
Garage
1987
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,795/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the SPRING HILL 34607 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4293 RIVER BIRCH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4293 RIVER BIRCH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4293 RIVER BIRCH DRIVE FAQs
What would the monthly payment be for 4293 RIVER BIRCH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4293 RIVER BIRCH DRIVE?+
The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4293 RIVER BIRCH DRIVE?+
The most recent tax bill on record (2025) was $2,832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4293 RIVER BIRCH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $565,000, this home is listed about 64% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4293 RIVER BIRCH DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$565,000 runs 77% above the SPRING HILL 34607 median — but at 3,519 sqft it's also nearly twice the size of the typical Spring Hill listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $599,900, now $565,000 — a $35K cut. The full history is in the market section below.
Listing courtesy of BAM REALTY ADVISORS INC · Dennis Rosa. MLS #W7886801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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