David Ramirez
$124,990$129,9001 bd1 ba396 sqft$316 /sqft$1,153 /mo all-in ↓

2092 CULBREATH ROAD UNIT A42, BROOKSVILLE, FL, 34602

Active45 days on marketListed Jun 22, 2026MLS #W7886782

Priced 58% below the BROOKSVILLE 34602 medianReduced $5KManufactured HomeCAMPERS HOLIDAY

About this home

2092 CULBREATH ROAD UNIT A42

Absolutely adorable Tiny Home in beautiful Campers Holiday, Brooksville Florida. Paradise just may be Campers Holiday, where you own your land. In this case, it's a 60x60 homesite, and here you enjoy all the wonderful amenities; clubhouse, sparkling Community Pool (directly across the street), manicured and landscaped common areas, plus secure manned gated entry, all for low HOA fee. Golf carts are welcome! And, being 55+, you're among the "active retired", loving the Florida lifestyle! Perfect for snowbirds or year-round residents. This "park model" is 2008 construction, with vaulted ceilings inside, new zoned mini-split HVAC, luxury vinyl plank flooring, light and bright cabinetry, full appliance package, ceiling fans, smart-design closets and storage, easy care finishes and lots of natural light. Outside, the enclosed porch is roomy, adding more relaxation space adjacent to the open deck. Brick pavers add a luxurious touch to the exterior and make great curb appeal as well as plenty of parking! The attached Golf Cart Garage does triple duty as workshop and laundry (stackable washer/dryer package included), it's air conditioned too! There's even a whole-house pre-wired Generator set up in case of a weather related black-out. Property is high and dry, no flood insurance required. This is a premier home in Campers Holiday, ready for you to enjoy the good life.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

396

Sqft

0.08 ac

Lot size

1

Garage

2008

Year built

One

Levels

$316

Per sqft

55+ community

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s)
LaundryIn Garage
CoolingMini-Split Unit(s)
HeatingElectric · Zoned

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationPillar/Post/Pier
FacesEast
ExteriorAwning(s) · Balcony

Community & fees

HOA fee$170/mo
Taxes (2025)$388/yr
PetsCats OK, Dogs OK
CommunityLake · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,153 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$736
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$32
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate6.00%
Loan term

Estimated payment

$1,153/mo

Principal & interest$736
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$32
HOA / condo fee$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Brooksville actives

$316 vs $189

Days on market

45 vs 54 typical

Where $316/sqft sits among the 400 Brooksville actives

112
143
67
34
15 · this home
29
$115–163$163–211$211–259$259–307$307–355$355+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Campers Holiday

Map of 2092 CULBREATH ROAD UNIT A42 inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brooksville. See the full Brooksville guide →

Campers Holiday — neighborhood snapshot

Population

813

Median age

45

Median income

$75,100

Median home value

$362,200

Avg household

3

Households w/ children

59%

For the school run

Hernando County School District

ElementaryMoton Elementary School★★★★
MiddleD. S. Parrott Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brooksville market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$300K$295K

Brooksville median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

213 of 400

Brooksville actives have cut their price

Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the BROOKSVILLE 34602 median. See the full Brooksville market guide →

Paper trail

This home's history

CurrentPrice reduced to $124,990 $5K
Jun 22, 2026Listed at $129,900 · 45 days on market since
2008Built · CAMPERS HOLIDAY

Reality check

What actually sold near 2092 CULBREATH ROAD UNIT A42

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2092 CULBREATH ROAD UNIT C61Sold · Oct ’25

$60,000

2092 CULBREATH ROAD UNIT C61 · same community

1 bd · 1 ba · 379 sqft · $158/sqft · 200 DOM

2092 CULBREATH ROAD UNIT C77Sold · Mar ’26

$70,000

2092 CULBREATH ROAD UNIT C77 · same community

2 bd · 1.5 ba · 640 sqft · $109/sqft · 32 DOM

22396 BULL RUN ROADSold · Dec ’25

$170,000

22396 BULL RUN ROAD

2 bd · 2 ba · 728 sqft · $234/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2092 CULBREATH ROAD UNIT A42 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2092 CULBREATH ROAD UNIT A42 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

2092 CULBREATH ROAD UNIT A42 FAQs

What would the monthly payment be for 2092 CULBREATH ROAD UNIT A42?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,153/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2092 CULBREATH ROAD UNIT A42?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2092 CULBREATH ROAD UNIT A42?+

The most recent tax bill on record (2025) was $388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2092 CULBREATH ROAD UNIT A42?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brooksville?+

At $124,990, this home is listed about 63% below the Brooksville median of $337,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2092 CULBREATH ROAD UNIT A42?+

Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SUNSET REALTY · Brian Pfister. MLS #W7886782.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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