6121 LAFAYETTE STREET, NEW PORT RICHEY, FL, 34652
Active63 days on marketListed Jun 12, 2026MLS #W7886686
About this home
6121 LAFAYETTE STREET
Live the waterfront lifestyle you’ve been waiting for in this stunning Gulf-access pool home in the heart of New Port Richey, set on an oversized waterfront lot at .29 acres. Soaring high ceilings and a bright open floor plan set the tone, paired with modern finishes including hard-surface countertops, shaker cabinets, stainless steel appliances, and recessed lighting. The entire third floor is a private primary retreat with a waterfront balcony, walk-in closet, and spa-style bath with dual vanities and a freestanding double slipper tub. Out back is where this home truly shines—saltwater pool, paver deck, in-pool chaise loungers, electronic sunshade, and a 12,000 lb boat lift for effortless Gulf access. The west-facing backyard delivers incredible nightly sunsets over the water. Additional highlights include a 4-car garage, hurricane-impact windows, and a high-and-dry elevation with no water intrusion. Transferable flood insurance is just $707/year. Location is everything—just minutes to vibrant downtown New Port Richey with local restaurants, waterfront dining, live music, and nightlife. A public boat ramp is also just down the street, adding even more convenience for boating and exploring the Gulf. Boat available for purchase separately. This is true Florida waterfront living—inside and out.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,811
Sqft
0.29 ac
Lot size
4
Garage
2019
Year built
Three Or More
Levels
$483
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,376 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,376/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.2%
$/sqft vs NEW PORT RICHEY CITY
$483 vs $243
Days on market
63 vs 53 typical
Where $483/sqft sits among the 10 homes for sale in NEW PORT RICHEY CITY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Grand
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
West Grand — neighborhood snapshot
Population
818
Median age
44
Median income
$59,650
Median home value
$234,300
Avg household
2
Households w/ children
71%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 10
NEW PORT RICHEY CITY have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 312% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 6121 LAFAYETTE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$360,000
6020 ILLINOIS AVENUE · same community
3 bd · 2 ba · 1,755 sqft · $205/sqft · 77 DOM
Sold · Mar ’26$520,000
6046 RIVER ROAD · same community
3 bd · 3 ba · 1,914 sqft · $272/sqft · 246 DOM
Sold · Sep ’25$340,000
6428 OLD MAIN STREET · same community
3 bd · 2 ba · 1,692 sqft · $201/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6121 LAFAYETTE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6121 LAFAYETTE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6121 LAFAYETTE STREET FAQs
What would the monthly payment be for 6121 LAFAYETTE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,376/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6121 LAFAYETTE STREET?+
The most recent tax bill on record (2025) was $14,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6121 LAFAYETTE STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $874,900, this home is listed about 208% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6121 LAFAYETTE STREET?+
Gulf Middle School (middle), Gulf High School (high), James M. Marlowe Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$874,900 runs 312% above the NEW PORT RICHEY 34652 median — but at 1,811 sqft it's also 31% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $975,000, now $874,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX MARKETING SPECIALISTS · Nicholas Vavoulis. MLS #W7886686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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