344 50TH STREET W, PALMETTO, FL, 34221
Active56 days on marketListed Jun 12, 2026MLS #W7886665
Come see it
Upcoming open house
Sat, Aug 8
12:00 PM – 2:00 PM
About this home
344 50TH STREET W
**BRAND NEW ROOF and Front Gutters to Be Installed Prior to Closing — plus a proven income-producing Airbnb opportunity that is already generating exceptional returns!!** Welcome to the ultimate blend of investment potential, Florida lifestyle, and turnkey convenience with this beautifully maintained 2-bedroom, 2-bathroom pool home featuring a versatile bonus room that is currently used as a 3rd bedroom! Offered FULLY FURNISHED and already operating as a high-producing Airbnb with an impressive 4-year rental history and loyal repeat guests returning year after year. Whether you're searching for your next profitable short-term rental, a SECOND HOME INVESTMENT that helps pay for itself, or a personal slice of Florida paradise, this property delivers on every level. BRAND NEW WATER HEATER and SHUT OFF VALVES!! Inside, you'll find a bright and inviting layout designed for both comfort and flexibility, with a BONUS ROOM perfect for additional guest accommodations, a home office, game room, or extra entertaining space. Both the King and Queen beds are brand new as well! Thoughtfully designed and sold COMPLETELY FURNISHED, this home allows for a seamless transition whether you're moving in yourself or continuing its successful vacation rental business from day one. Step outside and discover your own private backyard retreat featuring a sparkling pool, spacious entertaining area, and a playground that makes this property especially appealing to families and vacationing guests. It’s no surprise this home has built a strong reputation with repeat visitors returning year after year. Located in a highly desirable community packed with amenities rarely found without added restrictions, owners enjoy access to a PRIVATE BOAT RAMP, community dock, and dog park — creating endless opportunities to enjoy the Florida boating and outdoor lifestyle! And here’s one of the biggest advantages: NO HOA. NO deed restrictions. No unnecessary limitations on how you use your property or maximize its earning potential. This community is very tight knit and known for its comradery, golf cart parades, 4th of July celebrations, Halloween and Christmas decor, etc. If there's a reason to celebrate, Palmetto Point is in! With an established history of proven rental income, repeat business, resort-style outdoor living, included furnishings, and immediate revenue potential, this is far more than just a home — it’s an opportunity. Start earning income immediately or simply unpack and enjoy the Florida lifestyle. Properties like this are exceptionally rare. *This home NEVER FLOODED in the 2024 hurricanes*
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,122
Sqft
0.2 ac
Lot size
1
Garage
1978
Year built
One
Levels
$311
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,689 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palmetto actives
$311 vs $208
Days on market
56 vs 56 typical
Where $311/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
220 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 344 50TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$345,000
516 45TH STREET COURT W · same community
2 bd · 2 ba · 1,129 sqft · $306/sqft · 332 DOM
Sold · Feb ’26$305,000
723 45TH STREET COURT W · same community
2 bd · 2 ba · 1,092 sqft · $279/sqft · 118 DOM
Sold · Mar ’26$111,000
615 48TH STREET W · same community
3 bd · 2 ba · 1,090 sqft · $102/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 344 50TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 344 50TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
344 50TH STREET W FAQs
What would the monthly payment be for 344 50TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,689/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 344 50TH STREET W?+
The most recent tax bill on record (2025) was $3,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 344 50TH STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $349,500, this home is listed about 12% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 344 50TH STREET W?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$349,500 is 6% below the PALMETTO 34221 median of $372,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $370,000, now $349,500 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE WILKINS WAY LLC · Brooke Overton. MLS #W7886665.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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