David Ramirez
$549,900$575,0003 bd3 ba2,212 sqft$249 /sqft$3,640 /mo all-in ↓

723 W BAYSHORE DRIVE, TARPON SPRINGS, FL, 34689

Active59 days on marketListed Jun 11, 2026MLS #W7886657

Reduced $25KSingle Family ResidenceBAYSHORE HEIGHTS

About this home

723 W BAYSHORE DRIVE

Virtually Staged. ***Massive Price Reduction*** Tucked into one of Tarpon Springs' most established neighborhoods, this extensively renovated property offers a rare opportunity to enjoy the charm of a mature coastal community without sacrificing the peace of mind that comes from modern systems, finishes, and infrastructure. Thoughtfully reimagined from the inside out, virtually every aspect of the property has been improved with careful attention to quality and detail. The main residence showcases all-new flooring, fully remodeled kitchens and bathrooms, updated electrical and plumbing systems, new HVAC, new windows, fresh interior and exterior finishes, new irrigation, fresh sod, and countless additional upgrades throughout. Even the smallest details have been considered, creating a home that feels cohesive, intentional, and truly move-in ready. At the heart of the home, beautifully designed living spaces flow seamlessly into a stunning kitchen featuring custom cabinetry, quartz countertops, stainless steel appliances, and an oversized island designed for gathering, entertaining, and everyday living. The renovated bathrooms rival those found in much higher price points, while abundant natural light and thoughtful design choices create a welcoming atmosphere throughout. Beyond the main residence, a detached guest cottage adds exceptional flexibility. Complete with its own kitchen, bathroom, private entrance, and separate electric service, it provides an ideal solution for multigenerational living, extended family accommodations, a private home office, creative studio, caregiver quarters, wellness space, or other long-term lifestyle needs. The fully fenced property is designed to maximize both privacy and functionality. Mature trees create a peaceful setting, while the spacious yard offers room to entertain, garden, relax, and enjoy Florida's year-round outdoor lifestyle. Together, the main residence and detached cottage create a unique compound-style setting rarely found in traditional residential neighborhoods. The location further enhances the appeal. Just minutes from Fred Howard Park, Sunset Beach, local marinas, waterfront parks, and the Gulf, residents enjoy easy access to some of the area's most beloved outdoor destinations. Historic downtown Tarpon Springs and the world-famous Sponge Docks are nearby, offering a vibrant mix of restaurants, boutiques, galleries, festivals, and waterfront charm. Schools, shopping, dining, and daily conveniences are all within easy reach. While short-term rentals are not permitted, the property's detached cottage and separate utilities provide tremendous flexibility for a variety of long-term living arrangements and personal uses. This is more than a renovated home. It is a comprehensive transformation designed to allow its next owners to simply move in, unpack, and enjoy everything that makes Tarpon Springs such a special place to call home.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,212

Sqft

0.17 ac

Lot size

1959

Year built

One

Levels

$249

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationSlab
FacesNortheast
ParkingDriveway · Off Street
ExteriorFrench Doors · Irrigation System · Sidewalk

Community & fees

Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,640 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$4,145/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Est. property taxes$504
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$472KedgeAI estimate $818,530 · range $491K$949K$987K

vs edgeAI estimate

−32.8%

$/sqft vs Tarpon Springs actives

$249 vs $244

Days on market

59 vs 46 typical

Where $249/sqft sits among the 270 Tarpon Springs actives

73
74 · this home
61
25
13
24
$141–196$196–252$252–307$307–363$363–418$418+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunset Hills

Map of 723 W BAYSHORE DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

Sunset Hills — neighborhood snapshot

Population

1,541

Median age

54

Median income

$92,707

Median home value

$418,081

Avg household

2

Households w/ children

120

For the school run

Pinellas County School District

ElementarySunset Hills Elementary School★★★★
MiddleTarpon Springs Middle School★★★★★
HighTarpon Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

146 of 270

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,900 $25K
Jun 11, 2026Listed at $575,000 · 59 days on market since
1959Built · BAYSHORE HEIGHTS

Reality check

What actually sold near 723 W BAYSHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

747 W BAYSHORE DRIVESold · Nov ’25

$590,000

747 W BAYSHORE DRIVE · same community

4 bd · 2 ba · 2,083 sqft · $283/sqft · 14 DOM

9761 COUNCILOR LANESold · Mar ’26

$412,000

9761 COUNCILOR LANE · same community

3 bd · 2 ba · 1,672 sqft · $246/sqft · 31 DOM

740 LOQUAT DR.Sold · Jan ’26

$355,000

740 LOQUAT DR. · same community

4 bd · 2 ba · 1,611 sqft · $220/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 723 W BAYSHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 723 W BAYSHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

723 W BAYSHORE DRIVE FAQs

What would the monthly payment be for 723 W BAYSHORE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,640/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 723 W BAYSHORE DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 723 W BAYSHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $549,900, this home is listed about 26% above the Tarpon Springs median of $434,950. The market section on this page shows how the area is trending.

Which schools are assigned to 723 W BAYSHORE DRIVE?+

Sunset Hills Elementary School (elementary), Tarpon Springs Middle School (middle), Tarpon Springs High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$549,900 runs 71% above the TARPON SPRINGS 34689 median — but at 2,212 sqft it's also 22% larger than the typical Tarpon Springs listing.

02Strong assigned schools

Sunset Hills Elementary School, Tarpon Springs Middle School, Tarpon Springs High School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $575,000, now $549,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of DALTON WADE INC · Jenn Ott. MLS #W7886657.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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