David Ramirez
$315,0002 bd2 ba1,958 sqft$161 /sqft$2,913 /mo all-in ↓

14425 STERLING RUN, SPRING HILL, FL, 34609

Active43 days on marketListed Jun 11, 2026MLS #W7886623

Priced 7% below the SPRING HILL 34609 medianSingle Family ResidenceSILVERTHORN PH 4A

About this home

14425 STERLING RUN

This is a stunning villa with almost 2000sq ft of living space directly on the golf course in the premiere Silverthorn gated community. This unit has 3 bedrooms and 2 baths along with a formal dining space that could also be used as a den or hobby room! The interior has been well taken care of and updated nicely! The kitchen has granite counter tops and stainless steel appliances.Along with a long sit up breakfast bar. The nice open floor plan is perfect for entertaining. The flooring is tile and wood laminate with no carpets! There was a new roof put on in 2019. The villa also has a spacious 2 car garage. The large lanai has an outdoor kitchen and amazing views of the golf course. Located on the golf course in desirable Silverthorn, this maintenance-free villa lets you embrace Florida living at its finest. Enjoy the community's many amenities, vibrant social events, The Silverthorn Wine and Grill Restaurant has brand new owners and menu--just hop in your golf cart and head up for a great meal. Your HOA fees will cover your updated cable with free DVR box and DVR Service, high speed internet. the irrigation, mulch, and mowing, exterior painting. That's not all!!! Silverthorn amenities that are also included are the fitness center, the pool, community center and activities, library, playground, tennis courts, pickleball courts, basketball courts. Silverthorn has a Restaurant, pro shop and you can pay to golf. located near highways, hospitals, medical, family dining and fine dining, easy access to Tampa Airport. Come see what this villa and the Silverthorn lifestyle have to offer. Your next chapter begins here.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,958

Sqft

0.15 ac

Lot size

2

Garage

2000

Year built

One

Levels

$161

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ExteriorLighting

Community & fees

HOA fee$354/mo
Taxes (2025)$4,867/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,913 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$406
HOA fee — from the listing$354
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,913/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$406
HOA / condo fee$354
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Spring Hill actives

$161 vs $193

Days on market

43 vs 29 typical

Where $161/sqft sits among the 400 Spring Hill actives

88 · this home
88
107
52
30
35
$147–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silverthorn

Map of 14425 STERLING RUN inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)51 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

Silverthorn — neighborhood snapshot

Population

1,284

Median age

62

Median income

$61,250

Median home value

$361,600

Avg household

2

Households w/ children

148

For the school run

Hernando County School District

MiddleWest Hernando Middle School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

203 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $315,000 · 43 days on market since
2000Built · SILVERTHORN PH 4A

Reality check

What actually sold near 14425 STERLING RUN

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4179 SILVER FOX DRIVESold · Aug ’25

$315,000

4179 SILVER FOX DRIVE · same community

2 bd · 2 ba · 1,740 sqft · $181/sqft · 94 DOM

14219 MANSFIELD ROADSold · Jun ’26

$382,000

14219 MANSFIELD ROAD

2 bd · 2.5 ba · 1,953 sqft · $196/sqft · 241 DOM

4048 ST IVES BOULEVARDSold · Apr ’26

$349,000

4048 ST IVES BOULEVARD

3 bd · 2 ba · 1,998 sqft · $175/sqft · 295 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14425 STERLING RUN — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14425 STERLING RUN — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14425 STERLING RUN FAQs

What would the monthly payment be for 14425 STERLING RUN?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,913/mo — principal and interest, the actual property-tax bill, the $354/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14425 STERLING RUN?+

The association fee works out to $354 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14425 STERLING RUN?+

The most recent tax bill on record (2025) was $4,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14425 STERLING RUN?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $315,000, this home is listed about 9% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14425 STERLING RUN?+

West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOMAN REALTY GROUP INC · Bill Merritt, Pa. MLS #W7886623.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Spring Hill homes, in your inbox

Like 14425 STERLING RUN but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 10:47 AM UTC. The listing information on this page last changed on July 24, 2026 at 10:47 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 10:47 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 10:47 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.