162 W MASSACHUSETTS STREET, HERNANDO, FL, 34442
Active38 days on marketListed Jun 17, 2026MLS #W7886501
About this home
162 W MASSACHUSETTS STREET
Virtually Staged. No Flood zone, no HOA or CDD!! Can you say NEW NEW NEW... in 2026: All New flooring, Brand New kitchen and kitchen appliances, Newly remodeled and beautifully updated (both) bathrooms, and newly painted inside and out! So we want to Welcome to your own private slice of Florida paradise! Nestled on nearly AN ACRE of beautifully shaded property with gorgeous mature trees, this remarkable 2,150+ sq. ft. home offers the perfect blend of modern updates, peaceful surroundings, and room to truly enjoy life. Your home is move-in-ready and delivers space, comfort, and charm at every turn. Finally, The showstopper is the enormous Air Conditioned sunroom with huge windows to enjoy your back yard of wildlife from AC comfort!!—a versatile space flooded with natural light and perfect for a pool table, game room, lounge area, home office, fitness space, or all of the above. Whether you're hosting friends or enjoying a quiet morning coffee, this room is sure to become your favorite place in the home. Outside, you'll fall in love with the park-like backyard featuring a stone patio table and benches to enjoy a meal or quiet time in nature... where mature trees provide shade, beauty, and a tranquil setting year-round. Picture family gatherings under the trees, backyard barbecues, or simply relaxing and enjoying the peaceful surroundings. The attractive front planter adds charm and curb appeal from the moment you arrive. Recent improvements also include a new garage door and opener, a new well system, fresh paint inside and out, and thoughtfully selected upgrades throughout, giving you peace of mind and modern convenience. Located in one of Citrus County's most desirable and growing areas, you're just minutes from championship golf courses, rolling hills, upscale amenities, and expanding selection of shopping and dining options nearby. Enjoy the perfect balance of quiet country living while remaining close to medical facilities, outdoor recreation, and everything Florida's Nature Coast has provide. Opportunities like this are becoming increasingly rare—an updated home on nearly an acre, surrounded by mature trees, abundant shade, and natural beauty, yet conveniently located near all the area's amenities. Come experience the lifestyle you've been searching for and make this exceptional property your next chapter. Schedule your private showing today and see why this home stands out from the rest! ?????
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,153
Sqft
0.97 ac
Lot size
2
Garage
1983
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,038 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,038/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs CITRUS HILLS 1ST ADD
$186 vs $213
Days on market
38 vs 37 typical
Where $186/sqft sits among the 23 homes for sale in CITRUS HILLS 1ST ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
14 of 23
CITRUS HILLS 1ST ADD have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 162 W MASSACHUSETTS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$316,500
253 E CUMBERLAND COURT · same community
4 bd · 2.5 ba · 2,167 sqft · $146/sqft · 86 DOM
Sold · Oct ’25$350,000
2910 N ANNAPOLIS AVENUE · same community
3 bd · 2 ba · 2,076 sqft · $169/sqft · 79 DOM
Sold · Sep ’25$360,000
234 E EUREKA COURT · same community
3 bd · 2 ba · 2,064 sqft · $174/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 162 W MASSACHUSETTS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 162 W MASSACHUSETTS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
162 W MASSACHUSETTS STREET FAQs
What would the monthly payment be for 162 W MASSACHUSETTS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,038/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 162 W MASSACHUSETTS STREET?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 162 W MASSACHUSETTS STREET?+
The most recent tax bill on record (2025) was $3,984. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 162 W MASSACHUSETTS STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $399,900, this home is listed about 7% above the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 162 W MASSACHUSETTS STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Jodi Holley. MLS #W7886501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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